20387 Fairhaven Rd, Covington, LA 70435 Property Records

St. Tammany Parish property record for 20387 Fairhaven Rd, Covington, LA 70435

Property Summary

Property Type	Single Family Home
Details	2,750 sqft · built 2006
Lot Size	6.8 acres (296,208 sqft)
Owner	Individual Name on Record
Last Sale	$395,000 (Nov 2018)
Tax Bill	$4,209 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Jan 2018 Mortgage + 2 more
APN	`135-128-2042`

Property Details

APN / Parcel Number

Primary APN	`135-128-2042`
Alternative APN	`119774`

Interior

Building Area	2,750 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Lot Area	296,208 sqft (6.8 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	135-128-2042
Street Address	20387 FAIRHAVEN RD
City	COVINGTON
State	LA
Zip	70435-8292
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 83 SIMALUSA ESTATES CONT 6.8 ACS INST NO 902689 INST NO 904199 INST NO 1360085 INST NO 1407474 INST NO 1457243 INST NO 21
Legal Subdivision	SIMALUSA ESTATES
Legal Lot Number	83
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	2
Census Block Group	2
Census Block	2007
Census Tract	40103

Owner

Source: St. Tammany Parish records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	20387 FAIRHAVEN RD, COVINGTON, LA 70435-8292
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage HANCOCK WHITNEY BANK
Jan 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Oct 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage HANCOCK WHITNEY BANK
Nov 16, 2018	Cash Sale Deed, Transfer · Conventional Mortgage HANCOCK WHITNEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2018 · Amount on Record
Deed Sale	Nov 16, 2018 · Amount on Record
Deed Document Number	2136304
Record Updated	Jun 8, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	20387 FAIRHAVEN RD, COVINGTON, LA 70435-8292
Transaction Type	Mortgage
Record Updated	Apr 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002153737
Date	Apr 18, 2019
Instrument	2153737

Lender

Name	HANCOCK WHITNEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	20387 FAIRHAVEN RD, COVINGTON, LA 70435-8292
Transaction Type	Mortgage
Record Updated	Apr 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002094375
Date	Jan 12, 2018
Instrument	2094375

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	252 Months
Due	Jan 1, 2038

Interest

Rate Type	Fixed Rate

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	20387 FAIRHAVEN RD, COVINGTON, LA 70435-8292
Transaction Type	Mortgage
Record Updated	Apr 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002297822
Date	Oct 27, 2021
Instrument	2297822

Lender

Name	HANCOCK WHITNEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2036

Interest

Rate Type	Fixed Rate

November 2018: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Nov 16, 2018
Property Address	20387 FAIRHAVEN RD, COVINGTON, LA 70435-8292
Document Number	0002136304
Map Reference	MAP 1408
Instrument Date	Nov 9, 2018
Instrument	2136304
Transaction Type	Transfer
Record Updated	Apr 6, 2023
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20387 FAIRHAVEN RD, COVINGTON, LA 70435-8292

Mortgage

Document Number	0002136305
Date	Nov 16, 2018
Instrument	2136305

Lender

Name	HANCOCK WHITNEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,209.00 (-3.66%) Homeowner's exemption	$43,738 (-) Land $6,500 Building $37,238	$437,376 (-) Land $65,000 Building $372,376
2024	$4,369.00 (+18.66%) Homeowner's exemption	$43,738 (+22.59%) Land $6,500 Building $37,238	$437,376 (+22.59%) Land $65,000 Building $372,376
2023	$3,682.00 Homeowner's exemption	$35,678 (-) Land $6,500 Building $29,178	$356,780 (-) Land $65,000 Building $291,780
2022	$3,682.00 Homeowner's exemption	$35,678 Land $6,500 Building $29,178	$356,780 Land $65,000 Building $291,780

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	4 (1998–2005)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Aug 2005 · Hurricane Katrina
Claims by Event	Hurricane Katrina, Aug 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 88% of Louisiana
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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