20408 Deep Cove Ct, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 20408 Deep Cove Ct, Cornelius, NC 28031 · Last verified June 2023

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	6 Baths
Year Built	Built 1994
Square Footage	4,737 sqft Heated Area
Lot Size	42,889 sqft (0.984 acres)
Occupancy	Owner Occupied
Last Sale	$750,000 (2005)
Tax Bill	$14,108.00 (2023)

Property Details

APN / Parcel Number

Primary APN	`001-491-73`

Interior

Bedrooms	4 Beds
Full Baths	6 Baths
Partial Baths	1 Partial Baths
Building Area	4,737 sqft Heated Area
Gross Area	5,381 sqft Gross Area
1st Floor	2,397 sqft 1st Floor
Upper Floors	1,735 sqft Upper Floors
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1994
Architectural Style	Other Style
Exterior Material	Logs Exterior
Foundation Type	Raised Foundation
Roof Material	Wood Roof
Lot Area	42,889 sqft (0.984 acres)
Garage Area	957 sqft Garage

Exterior Amenities

Deck Area	400 sqft Deck
Patio Area	900 sqft Patio
Porch	1 Porch
Porch Area	292 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Old Parcel Number	001-491-73
Street Address	20408 DEEP COVE CT
City	CORNELIUS
State	NC
Zip	28031-7231
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	L1 M19-480
Legal Subdivision	DEEP COVE
Legal Lot Number	1
Jurisdiction	MECKLENBURG NC
Minor Civil Division	10, LEMLEY
Census Blockgroup	1
Census Block	1010
Census Tract	6217

Owner

Source: Mecklenburg County records · APN 001-491-73

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20408 DEEP COVE CT, CORNELIUS, NC 28031-7231
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 10, 2005 · Amount on Record
Deed Sale	Mar 10, 2005 · Amount on Record
Deed Doc Number	0000043630
Deed Book / Page	18459 / 0734
Last Transfer Date	Jun 03, 2005
Transfer Doc	0188360050
Record Refreshed	Jun 07, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	20408 DEEP COVE CT, CORNELIUS, NC 28031-7231
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000061176
Date	Apr 21, 2022
Book Page	37269/929
Instrument	2022061176

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	May 01, 2027
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	5.62%
Index	Other
Max Rate	5.62%

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.