20320 Deep Cove Ct, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 20320 Deep Cove Ct, Cornelius, NC 28031 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 4,891 sqft · built 2003
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on File
Last Sale	$462,000 (Apr 2014)
Tax Bill	$5,690 (2024)
Deeds & Mortgages	Nov 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`001-491-70`

Property Details

APN / Parcel Number

Primary APN	`001-491-70`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Building Area	4,891 sqft Living Area
Gross Area	5,332 sqft Gross Area
1st Floor Area	1,596 sqft 1st Floor
Upper Floors Area	1,699 sqft Upper Floors
Basement Area	1,596 sqft Basement
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Other
Lot Area	20,473 sqft (0.47 acres)
Garage Type	Attached
Garage Area	441 sqft Garage
Deck Area	240 sqft Deck

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	20320 DEEP COVE CT
City	CORNELIUS
State	NC
Zip	28031-7236
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L20 M19-533
Legal Subdivision	DEEP COVE
Legal Block	1
Legal Lot Number	20
Jurisdiction	MECKLENBURG NC
Township / Civil Division	10, LEMLEY
Census Block Group	1
Census Block	1010
Census Tract	6217

Owner

Source: Mecklenburg County records · APN 001-491-70

Assessment roll updated September 9, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20320 DEEP COVE CT, CORNELIUS, NC 28031-7236
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 28, 2014 · Amount on Record
Deed Sale	Apr 28, 2014 · Amount on Record
Prior Sale	May 16, 2003 · Amount on Record
Deed Document Number	201445061
Deed Book / Page	29139 / 697
Record Updated	Jun 08, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	20320 DEEP COVE CT, CORNELIUS, NC 28031-7236
Transaction Type	Mortgage
Record Updated	Nov 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000104308
Date	Nov 02, 2023
Book Page	38463/534
Instrument	2023104308

Lender

Name	TOWNEBANK
Type	Bank
Address	SUFFOLK, VA 23435

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	419 Months
Due	Oct 16, 2058

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated September 9, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$859,700 Land $220,500 Building $639,200	$859,700 Land $220,500 Building $639,200
2024	$5,690.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.