20407 78th Ave E, Spanaway, WA 98387 Property Records

Pierce County property record for 20407 78th Ave E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 2,206 sqft · built 1978
Lot Size	0.247 acres (10,768 sqft)
Owner	2 Individual Names on File
Last Sale	$309,708 (Feb 2017)
Tax Bill	$6,871 (2025)
Deeds & Mortgages	Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`602421-0-280`

Property Details

APN / Parcel Number

Primary APN	`602421-0-280`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,206 sqft Living Area
Gross Area	2,734 sqft
1st Floor Area	2,206 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,768 sqft (0.247 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	390 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	20407 78TH AVE E
City	SPANAWAY
State	WA
Zip	98387-5233
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 05 TOWNSHIP 18 RANGE 04 QUARTER 43 PLAT PIONEER PARK LOT 28 TOG/W UNDIV INT IN TR B,C & D EASE OF REC OUT OF 4-045 SEG 2004-000013 8/4/03MD
Legal Range	04
Legal Township	18
Legal Section	05
Legal Subdivision	PIONEER PARK
Legal Tract	B
Legal Block	C
Legal Lot Number	28
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	2
Census Block	2006
Census Tract	73133

Owner

Source: Pierce County records · APN 602421-0-280

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20407 78TH AVE E, SPANAWAY, WA 98387-5233
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 21, 2017 · Amount on Record
Deed Sale	Feb 21, 2017 · Amount on Record
Deed Document Number	2017742
Record Updated	Sep 20, 2026

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Feb 21, 2017
Property Address	20407 78TH AVE E, SPANAWAY, WA 98387-5233
Document Number	0002210742
Map Reference	DOC200304215008
Instrument Date	Feb 17, 2017
Instrument	201702210742
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	FATCO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,517.82
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20407 78TH AVE E, SPANAWAY, WA 98387-5233

Mortgage

Document Number	0002210743
Date	Feb 21, 2017
Instrument	201702210743

Lender

Name	GOLDWATER BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2047

Tax Assessment & Valuation

Source: Pierce County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$539,300 (+7.9%) Land $191,600 Building $347,700	$539,300 (+7.9%) Land $191,600 Building $347,700
2025	$6,871.00 (-1.08%)
2024	$6,946.00 (+1.28%)	$499,800 (-4.69%) Land $188,900 Building $310,900	$499,800 (-4.69%) Land $188,900 Building $310,900
2023	$6,858.00	$524,400 Land $174,000 Building $350,400	$524,400 Land $174,000 Building $350,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 27, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Lumen Technologies DSL	140 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 456 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SOUTHWOOD private · serves 64,155 people
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.