Pierce County property record for 19814 78th Ave E, Spanaway, WA 98387
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,232 sqft · built 1981 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,175 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 041805-6-006 |
| Primary APN | 041805-6-006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,232 sqft Living Area |
| Gross Area | 1,600 sqft |
| 1st Floor Area | 1,232 sqft |
| Laundry Room | Laundry Room |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 13,939 sqft (0.32 acres) |
| Garage Type | Attached |
| Garage Area | 368 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Slab |
|---|---|
| Porch Area | 500 sqft |
| Deck Area | 100 sqft |
| Patio Area | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 19814 78TH AVE E |
|---|---|
| City | SPANAWAY |
| State | WA |
| Zip | 98387-5255 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MSF |
| Legal Description | SECTION 05 TOWNSHIP 18 RANGE 04 QUARTER 24 : L 2 OF OF SHORT PLAT 80-09-17-0255 EASE OF RECORD OUT OF 401531-339-1 SEG N-0884 SG EMS |
| Legal Range | 04 |
| Legal Township | 18 |
| Legal Section | 05 |
| Legal Subdivision | PIERCE COUNTY SHORT PLAT NO 8009170255 |
| Legal Lot Number | 2 |
| Jurisdiction | PIERCE WA |
| Township / Civil Division | GRAHAM-THRIFT |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 73128 |
19814 78th Ave E is owned and occupied by two individuals.
Source: Pierce County records, as of July 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 19814 78TH AVE E, SPANAWAY, WA 98387-5255 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 26, 2022 | Deed of Trust, Mortgage · Line of Credit TAPCO CU |
| Aug 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 19814 78TH AVE E, SPANAWAY, WA 98387-5255 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2022 |
| Title Company | WFG NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0010260078 |
|---|---|
| Date | Oct 26, 2022 |
| Instrument | 202210260078 |
| Name | TAPCO CU |
|---|---|
| Type | Credit Union |
| Address | TACOMA, WA 98466 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Oct 25, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 19814 78TH AVE E, SPANAWAY, WA 98387-5255 |
| Document Number | 2101050071 |
| Instrument Date | Aug 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 19814 78TH AVE E SPANAWAY WA 983875255, SPANAWAY, WA 98387-5255 |
| Document Number | 2101050071 |
|---|---|
| Date | Jan 5, 2021 |
| Instrument | 202101050071 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 4, 2041 |
The 2025 property tax bill for 19814 78th Ave E was $4,175, down 1.7% from the year before.
Source: Pierce County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Pierce County |
| Unified School District | Bethel School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $380,500 Land $184,100 Building $196,400 | $380,500 Land $184,100 Building $196,400 | |
| 2025 | $4,175.00 (-1.67%) | ||
| 2024 | $4,246.00 (+0.02%) | $359,600 (-2.28%) Land $181,500 Building $178,100 | $359,600 (-2.28%) Land $181,500 Building $178,100 |
| 2023 | $4,245.00 | $368,000 Land $167,200 Building $200,800 | $368,000 Land $167,200 Building $200,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 19814 78th Ave E in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 19814 78th Ave E has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2021 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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