20407 12th Ave Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 20407 12th Ave Ct E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,851 sqft · built 2013
Lot Size	0.121 acres (5,250 sqft)
Owner	2 Individual Names on File
Last Sale	$448,000 (Dec 2023)
Tax Bill	$5,080 (2026)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`500472-0-030`

Property Details

APN / Parcel Number

Primary APN	`500472-0-030`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Units	2 Units
Stories	2 Stories
Building Area	1,851 sqft Living Area
Gross Area	2,308 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,250 sqft (0.121 acres)
Garage Type	Attached
Garage Area	457 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	20407 12TH AVENUE CT E
City	SPANAWAY
State	WA
Zip	98387-8538
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 03 TOWNSHIP 18 RANGE 03 QUARTER 34 PLAT MOUNTAIN TERRACE ESTATES PHASE ONE L 3 TOG/W UND INT IN TRACTS A & B EASE OF RECORD OUT OF 03-18-03-3-028 SEG 2012-0015 BB 7/12/11 BB
Legal Range	03
Legal Township	18
Legal Section	03
Legal Subdivision	MOUNTAIN TERRACE ESTATES PHASE ONE
Legal Phase	1
Legal Tract	A
Legal Lot Number	3
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	2
Census Block	2002
Census Tract	71411

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	20407 12TH AVENUE CT E, SPANAWAY, WA 98387-8538
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2023	Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE CO
Feb 8, 2019	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2023 · Amount on File
Deed Sale	Dec 29, 2023 · Amount on File
Prior Sale	Feb 8, 2019 · Amount on File
Deed Document Number	2023520
Prior Transfer Date	Jul 2, 2012
Prior Transfer Doc	0000000237
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Dec 29, 2023
Property Address	20407 12TH AVENUE CT E, SPANAWAY, WA 98387-8538
Document Number	0012290520
Map Reference	DOC 201104085002
Instrument Date	Dec 20, 2023
Instrument	202312290520
Transaction Type	Transfer
Record Updated	Jan 15, 2024
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,168.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20407 12TH AVENUE CT E, SPANAWAY, WA 98387-8538

Mortgage

Document Number	0012290521
Date	Dec 29, 2023
Instrument	202312290521

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Feb 8, 2019
Property Address	20407 12TH AVENUE CT E, SPANAWAY, WA 98387-8538
Document Number	0002080159
Map Reference	DOC201104085002
Instrument Date	Feb 7, 2019
Instrument	201902080159
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,571.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20407 12TH AVENUE CT E, SPANAWAY, WA 98387-8538

Mortgage

Document Number	0002080160
Date	Feb 8, 2019
Instrument	201902080160

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,080.00 (+1.09%)	$447,000 (+0.02%) Land $143,700 Building $303,300	$447,000 (+0.02%) Land $143,700 Building $303,300
2025	$5,025.00 (+2.74%)	$446,900 (+7.2%) Land $150,400 Building $296,500	$446,900 (+7.2%) Land $150,400 Building $296,500
2024	$4,891.00 (-1.77%)	$416,900 (-3.56%) Land $150,400 Building $266,500	$416,900 (-3.56%) Land $150,400 Building $266,500
2023	$4,979.00	$432,300 Land $142,600 Building $289,700	$432,300 Land $142,600 Building $289,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20

May also be available: Verizon.

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