20401 12th Ave Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 20401 12th Ave Ct E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,849 sqft · built 2012
Lot Size	0.158 acres (6,871 sqft)
Owner	2 Individual Names on Record
Last Sale	$440,000 (Apr 2021)
Tax Bill	$5,156 (2026)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`500472-0-010`

Property Details

APN / Parcel Number

Primary APN	`500472-0-010`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,849 sqft Living Area
Gross Area	2,306 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,871 sqft (0.158 acres)
Garage Type	Attached
Garage Area	457 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	20401 12TH AVENUE CT E
City	SPANAWAY
State	WA
Zip	98387-8538
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 03 TOWNSHIP 18 RANGE 03 QUARTER 34 PLAT MOUNTAIN TERRACE ESTATES PHASE ONE L 1 TOG/W UND INT IN TRACTS A & B EASE OF RECORD OUT OF 03-18-03-3-028 SEG 2012-0015 BB 7/12/11 BB
Legal Range	03
Legal Township	18
Legal Section	03
Legal Subdivision	MOUNTAIN TERRACE ESTATES PHASE ONE
Legal Phase	1
Legal Tract	A
Legal Lot Number	1
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	2
Census Block	2002
Census Tract	71411

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20401 12TH AVENUE CT E, SPANAWAY, WA 98387-8538
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 15, 2017	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2021 · Amount on Record
Deed Sale	Apr 30, 2021 · Amount on Record
Prior Sale	Jun 15, 2017 · Amount on Record
Deed Document Number	2021683
Prior Transfer Date	Mar 12, 2012
Prior Transfer Doc	0000000435
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Apr 30, 2021
Property Address	20401 12TH AVENUE CT E, SPANAWAY, WA 98387-8538
Document Number	0004300683
Map Reference	DOC 201104085002
Instrument Date	Apr 26, 2021
Instrument	202104300683
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	RAINIER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,040.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20401 12TH AVENUE CT E, SPANAWAY, WA 98387-8538

Mortgage

Document Number	0004300684
Date	Apr 30, 2021
Instrument	202104300684

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Jun 15, 2017
Property Address	20401 12TH AVENUE CT E, SPANAWAY, WA 98387-8538
Document Number	1706150315
Instrument Date	Jun 12, 2017
Instrument	201706150315
Transaction Type	Transfer
Record Updated	Jun 28, 2017
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,926.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20401 12TH AVENUE CT E SPANAWAY WA 983878538, SPANAWAY, WA 98387-8538

Mortgage

Document Number	1706150316
Date	Jun 15, 2017
Instrument	201706150316

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2047

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,156.00 (+1.04%)	$454,300 (+6.92%) Land $153,700 Building $300,600	$454,300 (+6.92%) Land $153,700 Building $300,600
2025	$5,103.00 (+2.57%)
2024	$4,975.00 (-1.56%)	$424,900 (-3.32%) Land $160,800 Building $264,100	$424,900 (-3.32%) Land $160,800 Building $264,100
2023	$5,054.00	$439,500 Land $152,500 Building $287,000	$439,500 Land $152,500 Building $287,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20

May also be available: Verizon.

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