Harris County property record for 20403 Thunder Ridge Ln, Katy, TX 77449
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,337 sqft · built 2011 |
| Lot Size | 0.19 acres (8,277 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $134,300 (Jul 2011) |
| Tax Bill | $4,792 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 132-556-002-0006 |
| Primary APN | 132-556-002-0006 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,337 sqft Living Area |
| 1st Floor Area | 1,025 sqft |
| Game Room | Game Room |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 8,277 sqft (0.19 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 28 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1325560020006 |
|---|---|
| Street Address | 20403 THUNDER RIDGE LN |
| City | KATY |
| State | TX |
| Zip | 77449-1401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 6 BLK 2 JASMINE HEIGHTS SEC 3 |
| Legal Subdivision | JASMINE HEIGHTS SEC 3 |
| Legal Block | 2 |
| Legal Lot Number | 6 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 542203 |
Source: Harris County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20403 THUNDER RIDGE LN, KATY, TX 77449-1401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 5, 2011 · Amount on Record |
| Deed Sale | Jul 5, 2011 · Amount on Record |
| Deed Document Number | 2011271836 |
| Deed Book / Page | 2490 / 353 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 20403 THUNDER RIDGE LN, KATY, TX 77449-1401 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 20403 THUNDER RIDGE LN, KATY, TX 77449-1401 |
| Document Number | 2021534068 |
|---|---|
| Date | Sep 17, 2021 |
| Instrument | 2021-534068 |
| Name | 3 FIRST AMERICAN WAY |
|---|---|
| Type | Non-Lending Institution |
| Address | SANTA ANA, CA 92707 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Cypress-Fairbanks Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $298,786 (-6.03%) Land $59,221 Building $239,565 | $298,786 (-6.03%) Land $59,221 Building $239,565 | |
| 2025 | $4,792.00 (+163.88%) Homeowner's exemption | $317,946 (-5.45%) Land $53,733 Building $264,213 | $317,946 (-5.45%) Land $53,733 Building $264,213 |
| 2024 | $1,816.00 (+20.19%) | ||
| 2023 | $336,277 Land $53,733 Building $282,544 | $336,277 Land $53,733 Building $282,544 | |
| 2022 | $1,511.00 (+12.85%) | ||
| 2020 | $1,339.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 62 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 62 in force |
| Nearby Flood Claims | 6 (2016–2017) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Aug 2017 · Hurricane Harvey |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARRIS COUNTY MUD 105 serves 14,925 people · EPA ID TX1011227 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2026 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 792 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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