20435 Thunder Ridge Ln, Katy, TX 77449 Property Records

Harris County property record for 20435 Thunder Ridge Ln, Katy, TX 77449

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,275 sqft · built 2013
Lot Size	0.114 acres (4,972 sqft)
Owner	2 Individual Names on Record
Last Sale	$237,500 (Jan 2020)
Tax Bill	$6,246 (2025)
Deeds & Mortgages	Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`134-374-003-0006`

Property Details

APN / Parcel Number

Primary APN	`134-374-003-0006`
Alternative APN	`0471140000018`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,275 sqft Living Area
1st Floor Area	1,767 sqft
Game Room	Game Room

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	4,972 sqft (0.114 acres)
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Concrete/Masonry Porch
Porch Area	98 sqft
Patio Area	427 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1343740030006
Street Address	20435 THUNDER RIDGE LN
City	KATY
State	TX
Zip	77449-1401
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 6 BLK 3 JASMINE HEIGHTS SEC 5
Legal Subdivision	JASMINE HEIGHTS SEC 5
Legal Block	3
Legal Lot Number	6
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	3
Census Block	3000
Census Tract	542203

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20435 THUNDER RIDGE LN, KATY, TX 77449-1401
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2020 · Amount on Record
Deed Sale	Jan 27, 2020 · Amount on Record
Deed Document Number	202036705
Prior Transfer Date	Dec 28, 2016
Prior Transfer Doc	0000143354
Record Updated	Oct 29, 2026

January 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Jan 27, 2020
Property Address	20435 THUNDER RIDGE LN, KATY, TX 77449-1401
Document Number	0000036705
Map Reference	MF 654167
Instrument Date	Jan 24, 2020
Instrument	2020-036705
Transaction Type	Transfer
Record Updated	Sep 5, 2022
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20435 THUNDER RIDGE LN, KATY, TX 77449-1401

Mortgage

Document Number	0000036706
Date	Jan 27, 2020
Instrument	2020-036706

Lender

Name	BOKF NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$298,310 (-5.57%) Land $56,059 Building $242,251	$298,310 (-5.57%) Land $56,059 Building $242,251
2025	$6,246.00 (+200.87%) Homeowner's exemption	$315,895 (-5.46%) Land $50,864 Building $265,031	$315,895 (-5.46%) Land $50,864 Building $265,031
2024	$2,076.00 (+20.7%)
2023		$334,127 Land $50,864 Building $283,263	$334,127 Land $50,864 Building $283,263
2022	$1,720.00 (+988.61%)
2020	$158.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 62 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	6 (2016–2017)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 105 serves 14,925 people · EPA ID TX1011227
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 792 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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