20402 Broad Run Dr, Sterling, VA 20165 Property Records

Loudoun County property record for 20402 Broad Run Dr, Sterling, VA 20165

Property Summary

Property Type	Single Family Home
Details	6 bd · 8 ba · 7,691 sqft · built 2023
Lot Size	0.67 acres (29,185 sqft)
Owner	2 Individual Names on Record
Last Sale	$261,700 (Nov 2022)
Tax Bill	$14,879 (2026)
Deeds & Mortgages	Sep 2025 Line of Credit Nov 2022 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`040-40-7684-000`

Property Details

APN / Parcel Number

Primary APN	`040-40-7684-000`
Alternative APN	`63 A 1 64`

Interior

Bedrooms	6 Beds
Full Baths	8 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	7,691 sqft Living Area
Basement Area	2,313 sqft
Finished Basement	2,313 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Contemporary
Exterior Material	Combination
Lot Area	29,185 sqft (0.67 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	20402 BROAD RUN DR
City	STERLING
State	VA
Zip	20165-2511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR1
Legal Description	BROAD RUN FARMS SEC.1 LOT 64 1770--546
Legal Subdivision	BROAD RUN FARM
Legal Block	1
Legal Lot Number	64
Jurisdiction	LOUDOUN VA
Township / Civil Division	ALGONKIAN
Census Block Group	1
Census Block	1008
Census Tract	611101

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20402 BROAD RUN DR, STERLING, VA 20165-2511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2025	Deed of Trust, Mortgage · Line of Credit ATLANTIC UNION BANK
Nov 21, 2022	Intrafamily Transfer, Transfer · ARM SANDY SPRING BANK
Jul 30, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage SANDY SPRING BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2022 · Amount on Record
Deed Sale	Nov 21, 2022 · Amount on Record
Prior Sale	Jul 30, 2021 · Amount on Record
Deed Document Number	202263045
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	20402 BROAD RUN DR, STERLING, VA 20165-2511
Transaction Type	Mortgage
Record Updated	Oct 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20402 BROAD RUN DR, STERLING, VA 20165-2511

Mortgage

Document Number	0000044593
Date	Sep 16, 2025
Instrument	20250916-0044593

Lender

Name	ATLANTIC UNION BANK
Type	Bank
Address	WASHINGTON, DC 20036

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 20, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LOUDOUN VA
Recording Date	Nov 21, 2022
Property Address	20402 BROAD RUN DR, STERLING, VA 20165-2511
Document Number	0000063045
Instrument Date	Nov 21, 2022
Instrument	202211210063045
Transaction Type	Transfer
Record Updated	Dec 7, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20402 BROAD RUN DR, STERLING, VA 20165-2511

Mortgage

Document Number	0000063046
Date	Nov 21, 2022
Instrument	202211210063046

Lender

Name	SANDY SPRING BANK

Agreement

Type	ARM
Amount	Amount Recorded
Term	373 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.13%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2029
Change Frequency	6 Months
Margin	3

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Jul 30, 2021
Property Address	20402 BROAD RUN DR, STERLING, VA 20165-2511
Document Number	0000082019
Instrument Date	Jul 29, 2021
Instrument	202107300082019
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21066 HAWTHORNE CT, STERLING, VA 20164-2431

Mortgage

Document Number	0000082020
Date	Jul 30, 2021
Instrument	202107300082020

Lender

Name	SANDY SPRING BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Aug 1, 2022

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,879.00 (+503.86%)	$1,848,330 (+556.13%) Land $367,900 Building $1,480,430	$1,848,330 (+556.13%) Land $367,900 Building $1,480,430
2023	$2,464.00	$281,700 Land $281,700	$281,700 Land $281,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	46 (1984–2018)
Claims Outside the SFHA	8 of 46
Most Recent Claim	Dec 2018 · rainfall accumulation
Claims by Event	Severe Winter Storm, Record/near Record Snowfall, Heavy Rain,floodind, And Mudslide, Feb 2003 · 2 claims Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, T-Mobile.

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