20397 Broad Run Dr, Sterling, VA 20165 Property Records

Loudoun County property record for 20397 Broad Run Dr, Sterling, VA 20165

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,672 sqft · built 2022
Lot Size	1.9 acres (82,764 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Oct 2020)
Tax Bill	$10,086 (2026)
Deeds & Mortgages	Mar 2024 Transfer Jun 2022 Refinance + 3 more
Flood Zone	Zone AE (high risk)
APN	`039-10-4309-000`

Property Details

APN / Parcel Number

Primary APN	`039-10-4309-000`
Alternative APN	`63 A 1 17`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,672 sqft Living Area
Basement Area	1,220 sqft
Finished Basement	1,220 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Colonial
Exterior Material	Concrete
Lot Area	82,764 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	20397 BROAD RUN DR
City	STERLING
State	VA
Zip	20165-2513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR1
Legal Description	BROAD RUN FARMS SEC.1 LOT 17 201001070000960
Legal Subdivision	BROAD RUN FARM
Legal Block	1
Legal Lot Number	17
Jurisdiction	LOUDOUN VA
Township / Civil Division	ALGONKIAN
Census Block Group	1
Census Block	1007
Census Tract	611101

Owner

20397 Broad Run Dr is owned and occupied by two individuals who acquired it in February 2024.

Source: Loudoun County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20397 BROAD RUN DR, STERLING, VA 20165-2513
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2024	Intrafamily Transfer, Transfer
Jun 22, 2022	Intrafamily Transfer, Transfer · Stand-Alone Refinance INTERCOASTAL MORTGAGE LLC
Jan 26, 2021	Deed of Trust, Construction Loan · Construction Mortgage INTERCOASTAL MTG
Oct 16, 2020	Warranty Deed, Transfer NOT AVAILABLE
Oct 16, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2020 · Amount on File
Deed Sale	Oct 16, 2020 · Amount on File
Prior Sale	Oct 16, 2020 · Amount on File
Deed Document Number	202096848
Last Transfer Date	Feb 8, 2024
Transfer Doc	0000012246
Record Updated	Oct 29, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LOUDOUN VA
Recording Date	Mar 29, 2024
Property Address	20397 BROAD RUN DR, STERLING, VA 20165-2513
Document Number	0000012246
Instrument Date	Feb 8, 2024
Instrument	202403290012246
Transaction Type	Transfer
Record Updated	Apr 17, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20397 BROAD RUN DR, STERLING, VA 20165-2513

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LOUDOUN VA
Recording Date	Jun 22, 2022
Property Address	20397 BROAD RUN DR, STERLING, VA 20165-2513
Document Number	0000036918
Instrument Date	Jun 21, 2022
Instrument	202206220036918
Transaction Type	Transfer
Record Updated	Oct 7, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3000 HERITAGE FARM CT, HERNDON, VA 20171-2232

Mortgage

Document Number	0000036919
Date	Jun 22, 2022
Instrument	202206220036919

Lender

Name	INTERCOASTAL MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2032
Change Frequency	6 Months

January 2021: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Recording Date	Jan 26, 2021
Property Address	20397 BROAD RUN DR, STERLING, VA 20165-2513
Document Number	20210126009980
Instrument Date	Jan 25, 2021
Instrument	9980
Transaction Type	Construction Loan
Record Updated	Feb 16, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210126009980
Date	Jan 26, 2021
Instrument	9980

Lender

Name	INTERCOASTAL MTG
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 25, 2022

Interest

Rate Type	Adjustable Rate

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Oct 16, 2020
Property Address	20397 BROAD RUN DR, STERLING, VA 20165-2513
Document Number	20201016096848
Instrument Date	Oct 15, 2020
Instrument	96848
Transaction Type	Transfer
Record Updated	Nov 17, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$275.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13617 FLINTWOOD PL HERNDON VA 201713333, HERNDON, VA 20171-3333

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Oct 16, 2020
Property Address	20397 BROAD RUN DR, STERLING, VA 20165-2513
Document Number	20201016096833
Instrument Date	Oct 15, 2020
Instrument	96833
Transaction Type	Transfer
Record Updated	Nov 17, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$275.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 20397 Broad Run Dr was $10,086, up 5.9% from the year before.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,086.00 (+5.9%)	$1,253,040 (+5.91%) Land $457,500 Building $795,540	$1,253,040 (+5.91%) Land $457,500 Building $795,540
2025	$9,524.00	$1,183,130 Land $394,000 Building $789,130	$1,183,130 Land $394,000 Building $789,130
2023	$9,325.00	$1,065,800 Land $359,000 Building $706,800	$1,065,800 Land $359,000 Building $706,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20397 Broad Run Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	46 (1984–2018)
Claims Outside the SFHA	8 of 46
Most Recent Claim	Dec 2018 · rainfall accumulation
Claims by Event	Severe Winter Storm, Record/near Record Snowfall, Heavy Rain,floodind, And Mudslide, Feb 2003 · 2 claims Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20397 Broad Run Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, T-Mobile.

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