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20400 S Ferguson Rd, Oregon City, OR 97045 Property Records

Clackamas County property record for 20400 S Ferguson Rd, Oregon City, OR 97045

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,259 sqft · built 1984
Lot Size0.979 acres (42,655 sqft)
OwnerIndividual Name on File
Last Sale$460,000 (Apr 2018)
Tax Bill$5,747 (2025)
Deeds & MortgagesOct 2019 Mortgage
Apr 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN32E14A 00710

Property Details

APN / Parcel Number

Primary APN32E14A 00710
Alternative APN
  • 00876056

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,259 sqft Living Area
1st Floor Area2,259 sqft

Exterior

Year BuiltBuilt 1984
Exterior MaterialOther
Foundation TypeConcrete
Roof MaterialWood Shingle
Lot Area42,655 sqft
Garage Area786 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number00876056
Street Address20400 S FERGUSON RD
CityOREGON CITY
StateOR
Zip97045-9355
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRRFF5
Legal Description2447 KYLEE ESTATES LT 3
Legal Range02E
Legal Township03S
Legal Section14
Legal QuarterNE
Legal SubdivisionKYLEE ESTATES
Legal Lot Number3
JurisdictionCLACKAMAS OR
Township / Civil DivisionBEAVERCREEK
Census Block Group2
Census Block2000
Census Tract23001

Owner

20400 S Ferguson Rd is owned and occupied by an individual who bought it in April 2018.

Source: Clackamas County records, as of November 17, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address20400 S FERGUSON RD, OREGON CITY, OR 97045-9355
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 15, 2019Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Apr 9, 2018Personal Representative Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 9, 2018 · Amount on File
Deed SaleApr 9, 2018 · Amount on File
Prior SaleOct 31, 2001 · Amount on File
Deed Document Number2018-021742
Record UpdatedJun 8, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLACKAMAS OR
Property Address20400 S FERGUSON RD, OREGON CITY, OR 97045-9355
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyWFG TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000064118
DateOct 15, 2019
Instrument2019-064118
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeLending Institution
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2049

April 2018: Personal Representative Deed, Transfer

Document TypePersonal Representative Deed
JurisdictionCLACKAMAS OR
Recording DateApr 9, 2018
Property Address20400 S FERGUSON RD, OREGON CITY, OR 97045-9355
Document Number0000021742
Instrument DateApr 6, 2018
Instrument2018-021742
Transaction TypeTransfer
Record UpdatedNov 19, 2021
Title CompanyWFG TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address20400 S FERGUSON RD, OREGON CITY, OR 97045-9355

Mortgage

Document Number0000021743
DateApr 9, 2018
Instrument2018-021743
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 20400 S Ferguson Rd was $5,747.

Source: Clackamas County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateOregon
CountyClackamas County
Unified School DistrictOregon City School District 62 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,747.00$369,807$640,290 Land $344,050 Building $296,240
2023$5,018.00$348,579$618,994 Land $330,524 Building $288,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20400 S Ferguson Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims8 (1982–2009)
Claims Outside the SFHA4 of 8
Most Recent ClaimJan 2009 · river or lake flooding
Claims by Event
  • High Winds, Severe Storms And Flooding, Feb 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20400 S Ferguson Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLACKAMAS RIVER WATER
serves 29,918 people · EPA ID OR4100187
Water SourceSurface water
Last State InspectionAug 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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