Yellowstone County property record for 2040 W Echo Dr, Billings, MT 59105
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,519 sqft · built 2002 |
| Lot Size | 1 acres (43,604 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,421 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Jun 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 000C088520 |
| Primary APN | 000C088520 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,519 sqft Living Area |
| Gross Area | 2,617 sqft |
| 1st Floor Area | 1,633 sqft |
| Basement Area | 984 sqft |
| Finished Basement | 886 sqft |
| Unfinished Basement | 98 sqft |
| Family Room | Family Room |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,604 sqft |
| View / Lot | Neighborhood / Spot |
| Garage Area | 592 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 235 sqft |
| Deck Area | Deck Area |
| Shed | 1 Shed |
| Shed Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 2040 W ECHO DR |
|---|---|
| City | BILLINGS |
| State | MT |
| Zip | 59105-4817 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-70 |
| Legal Description | KALE 4TH FILLING, S14, T01 N, R26 E, BLOCK 2, LOT 3 |
| Legal Range | 26E |
| Legal Township | 01N |
| Legal Section | 14 |
| Legal Subdivision | KALE 4TH FILLING |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | YELLOWSTONE MT |
| Township / Civil Division | BILLINGS |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 707 |
Source: Yellowstone County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2040 ECHO DR, BILLINGS, MT 59105-4895 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 18, 2021 | Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO |
| Jun 19, 2017 | Deed of Trust, Mortgage · Line of Credit ALTANA FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 2040 W ECHO DR, BILLINGS, MT 59105-4817 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2040 W ECHO DR, BILLINGS, MT 59105-4817 |
| Document Number | 0003997930 |
|---|---|
| Date | Nov 18, 2021 |
| Instrument | 3997930 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92186 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 250 Months |
| Due | Sep 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 2040 W ECHO DR, BILLINGS, MT 59105-4817 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0003817242 |
|---|---|
| Date | Jun 19, 2017 |
| Instrument | 3817242 |
| Name | ALTANA FCU |
|---|---|
| Type | Credit Union |
| Address | BILLINGS, MT 59102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 276 Months |
| Due | Jun 18, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Yellowstone County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Yellowstone County |
| Elementary School District | Billings Elementary School District (PK - 08) |
| Secondary School District | Billings High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $437,100 (-) Land $97,229 Building $339,871 | $437,100 (-) Land $97,229 Building $339,871 | |
| 2025 | $2,421.00 (-23.29%) | $437,100 (+11.19%) Land $97,229 Building $339,871 | $437,100 (+11.19%) Land $97,229 Building $339,871 |
| 2024 | $3,156.00 (+19.45%) | ||
| 2023 | $2,642.00 | $393,100 | $393,100 Land $84,821 Building $308,279 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 23, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Montana |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisp West Fixed Wireless | 200 / 100 |
May also be available: CenturyLink, Nemont, Verizon.
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