Yellowstone County property record for 2020 W Echo Dr, Billings, MT 59105
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,131 sqft · built 2002 |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,908 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Nov 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 000C088510 |
| Primary APN | 000C088510 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,131 sqft Living Area |
| Gross Area | 2,177 sqft |
| 1st Floor Area | 1,250 sqft |
| Basement Area | 927 sqft |
| Finished Basement | 881 sqft |
| Unfinished Basement | 46 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,996 sqft |
| View / Lot | Neighborhood / Spot |
| Garage Type | Detached |
| Garage Area | 1,200 sqft |
| Parking Spaces | 7 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 30 sqft |
| Deck Area | 128 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 2020 W ECHO DR |
|---|---|
| City | BILLINGS |
| State | MT |
| Zip | 59105-4817 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-70 |
| Legal Description | KALE 4TH FILLING, S14, T01 N, R26 E, BLOCK 2, LOT 2 |
| Legal Range | 26E |
| Legal Township | 01N |
| Legal Section | 14 |
| Legal Subdivision | KALE 4TH FILLING |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | YELLOWSTONE MT |
| Township / Civil Division | BILLINGS |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 707 |
Source: Yellowstone County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2020 W ECHO DR, BILLINGS, MT 59105-4817 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ALTANA FCU |
| Nov 7, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance ALTANA FEDERAL CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 2020 W ECHO DR, BILLINGS, MT 59105-4817 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0004010526 |
|---|---|
| Date | Mar 11, 2022 |
| Instrument | 4010526 |
| Name | ALTANA FCU |
|---|---|
| Type | Credit Union |
| Address | BILLINGS, MT 59102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.59% |
| Type Change Date | Apr 1, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2.59% |
| Max Rate At Change | 6.59% |
| Index | Other |
| Max Rate | 6.59% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 2020 W ECHO DR, BILLINGS, MT 59105-4817 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0003902144 |
|---|---|
| Date | Nov 7, 2019 |
| Instrument | 3902144 |
| Name | ALTANA FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Yellowstone County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Yellowstone County |
| Elementary School District | Billings Elementary School District (PK - 08) |
| Secondary School District | Billings High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $482,500 (-) Land $97,491 Building $385,009 | $482,500 (-) Land $97,491 Building $385,009 | |
| 2025 | $2,908.00 (-11.07%) | $482,500 (+17.8%) Land $97,491 Building $385,009 | $482,500 (+17.8%) Land $97,491 Building $385,009 |
| 2024 | $3,270.00 (+18.78%) | ||
| 2023 | $2,753.00 | $409,600 | $409,600 Land $85,011 Building $324,589 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 23, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Montana |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisp West Fixed Wireless | 200 / 100 |
May also be available: CenturyLink, Nemont, Verizon.
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