2040 Trailing Pines Way, Fleming Island, FL 32003 Property Records

Clay County property record for 2040 Trailing Pines Way, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,084 sqft · built 2003
Lot Size	0.136 acres (5,929 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Aug 2019)
Tax Bill	$3,567 (2025)
Deeds & Mortgages	Aug 2024 Line of Credit Sep 2025 Transfer + 2 more
Flood Zone	Zone A (high risk)
APN	`05-05-26-014221-041-50`

Property Details

APN / Parcel Number

Primary APN	`05-05-26-014221-041-50`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,084 sqft Living Area
Gross Area	2,671 sqft
1st Floor Area	1,388 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	5,929 sqft (0.136 acres)
Garage Type	Attached
Garage Area	461 sqft
Porch	Finished Screened Porch
Porch Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2040 TRAILING PINES WAY
City	FLEMING ISLAND
State	FL
Zip	32003-4921
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 50 PINE LAKE U-2 @ EAGLE HARBOR AS REC OR 4922 PG 1391
Legal Range	26E
Legal Township	05S
Legal Section	05
Legal Subdivision	PINE LAKE U-2
Legal Lot Number	50
Legal Unit	2
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	1
Census Block	1002
Census Tract	30707

Owner

Source: Clay County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2040 TRAILING PINES WAY, FLEMING ISLAND, FL 32003-4921
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2024	Deed of Trust, Mortgage · Line of Credit VYSTAR CU
Sep 19, 2025	Intrafamily Transfer, Transfer
Apr 22, 2025	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Aug 7, 2019	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2019 · Amount on Record
Deed Sale	Aug 7, 2019 · Amount on Record
Prior Sale	Sep 5, 2006 · Amount on Record
Deed Document Number	201941909
Deed Book / Page	4219 / 622
Last Transfer Date	Sep 19, 2025
Transfer Doc	0049701504
Record Updated	Jun 8, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	2040 TRAILING PINES WAY, FLEMING ISLAND, FL 32003-4921
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2040 TRAILING PINES WAY, FLEMING ISLAND, FL 32003-4921

Mortgage

Document Number	0048511314
Date	Aug 26, 2024
Book Page	4851/1314
Instrument	2024039300

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY FL
Recording Date	Sep 19, 2025
Property Address	2040 TRAILING PINES WAY, FLEMING ISLAND, FL 32003-4921
Document Number	0049701504
Book / Page	4970 / 1504
Map Reference	MB 36 PG 64
Instrument Date	Sep 19, 2025
Instrument	2025044381
Transaction Type	Transfer
Record Updated	Oct 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2040 TRAILING PINES WAY, FLEMING ISLAND, FL 32003-4921

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3210 LITTLE FAWN LN, GREEN COVE SPRINGS, FL 32043-8646

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Apr 22, 2025
Property Address	2040 TRAILING PINES WAY, FLEMING ISLAND, FL 32003-4921
Document Number	0049221391
Book / Page	4922 / 1391
Map Reference	MB 36 PG 64
Instrument Date	Apr 18, 2025
Instrument	2025018025
Transaction Type	Transfer
Record Updated	Dec 19, 2025
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,835.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2040 TRAILING PINES WAY, FLEMING ISLAND, FL 32003-4921

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2040 TRAILING PINES WAY, ORANGE PARK, FL 32003-4921

Mortgage

Document Number	0049221393
Date	Apr 22, 2025
Instrument	4922/1393

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Aug 7, 2019
Property Address	2040 TRAILING PINES WAY, FLEMING ISLAND, FL 32003-4921
Document Number	0042190622
Book / Page	4219 / 0622
Map Reference	MB 36 PG 64-70
Instrument Date	Jul 18, 2019
Instrument	2019041909
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,995.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9758 KINGS CROSSING DR, 9758, JACKSONVILLE, FL 32219-7608

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 COLONY CIR, CAMILLUS, NY 13031-1507

Mortgage

Document Number	0004219625
Date	Aug 7, 2019
Instrument	4219/625

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,567.00 (+4.82%)	$274,057 (+2.9%)	$400,408 (+5.64%) Land $55,000 Building $345,408
2024	$3,403.00 (-33.35%) Homeowner's exemption	$266,334 (+3%)	$379,016 (+2.34%) Land $40,000 Building $339,016
2023	$5,106.00 (+6.2%) Homeowner's exemption	$258,577 (+3%)	$370,351 (+20.63%) Land $40,000 Building $330,351
2022	$4,808.00 Homeowner's exemption	$251,046	$307,026 Land $40,000 Building $267,026

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 90 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	90 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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