2032 Trailing Pines Way, Fleming Island, FL 32003 Property Records

Clay County property record for 2032 Trailing Pines Way, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,884 sqft · built 2003
Lot Size	0.138 acres (6,036 sqft)
Owner	Individual Name on Record
Last Sale	$480,000 (Nov 2025)
Tax Bill	$4,308 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jan 2021 Mortgage + 2 more
Flood Zone	Zone A (high risk)
APN	`05-05-26-014221-041-48`

Property Details

APN / Parcel Number

Primary APN	`05-05-26-014221-041-48`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,884 sqft Heated Area
Gross Area	3,808 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,036 sqft (0.138 acres)
Garage Area	416 sqft
Porch	Porch
Porch Area	508 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	2032 TRAILING PINES WAY
City	FLEMING ISLAND
State	FL
Zip	32003-4921
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 48 PINE LAKE U-2 @ EAGLE HARBOR AS REC O R 4146 PG 1536
Legal Range	26
Legal Township	05
Legal Section	05
Legal Subdivision	PINE LAKE U-1 @ EAGLE HARBOR
Legal Lot Number	48
Legal Unit	2
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	1
Census Block	1002
Census Tract	30707

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2032 TRAILING PINES WAY, FLEMING ISLAND, FL 32003-4921
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 11, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 13, 2025	Warranty Deed, Transfer · Conventional Mortgage LEADERONE FINANCIAL CORP
Dec 5, 2018	Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2025 · Amount on Record
Deed Sale	Nov 13, 2025 · Amount on Record
Prior Sale	Dec 5, 2018 · Amount on Record
Deed Document Number	2025053621
Deed Book / Page	4987 / 1101
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	2032 TRAILING PINES WAY, FLEMING ISLAND, FL 32003-4921
Transaction Type	Mortgage
Record Updated	Dec 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2032 TRAILING PINES WAY, FLEMING ISLAND, FL 32003-4921

Mortgage

Document Number	0044440463
Date	Apr 15, 2021
Book Page	4444/463
Instrument	2021023453

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	2032 TRAILING PINES WAY, FLEMING ISLAND, FL 32003-4921
Transaction Type	Mortgage
Record Updated	Dec 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2032 TRAILING PINES WAY, FLEMING ISLAND, FL 32003-4921

Mortgage

Document Number	0044001613
Date	Jan 11, 2021
Book Page	4400/1613
Instrument	2021001638

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	339 Months
Due	Apr 1, 2049

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Nov 13, 2025
Property Address	2032 TRAILING PINES WAY, FLEMING ISLAND, FL 32003-4921
Document Number	0049871101
Book / Page	4987 / 1101
Map Reference	MB 36 PG 64
Instrument Date	Nov 6, 2025
Instrument	2025053621
Transaction Type	Transfer
Record Updated	Dec 2, 2025
Title Company	UNKNOWN, SUMMIT TITLE OF NORTH FL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3420 KINGSVIEW DRIVE # DR14-207, DR14-207, DENTON, TX 76207-2065

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2032 TRAILING PINES WAY, FLEMING ISLAND, FL 32003-4921

Mortgage

Document Number	0049871104
Date	Nov 13, 2025
Instrument	4987/1104

Lender

Name	LEADERONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Dec 5, 2018
Property Address	2032 TRAILING PINES WAY, FLEMING ISLAND, FL 32003-4921
Document Number	0041461536
Book / Page	4146 / 1536
Map Reference	MB36 PG64-70
Instrument Date	Dec 5, 2018
Instrument	2018063105
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	TRADEMARK TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	302 ARMISTEAD WAY, 302, JACKSONVILLE, NC 28540-4272

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2032 TRAILING PINES WAY, FLEMING ISLAND, FL 32003-4921

Mortgage

Document Number	2018063106
Date	Dec 5, 2018
Instrument	2018063106

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,308.00 (-25.75%) Homeowner's exemption	$322,646 (+5.99%)	$482,523 (+7.04%) Land $55,000 Building $427,523
2023	$5,802.00 (+5.76%) Homeowner's exemption	$304,421 (+3%)	$450,805 (+21.1%) Land $40,000 Building $410,805
2022	$5,486.00 Homeowner's exemption	$295,555	$372,269 Land $40,000 Building $332,269

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 90 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	90 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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