2040 McPhail St, Flint, MI 48503 Property Records

Genesee County property record for 2040 McPhail St, Flint, MI 48503

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,053 sqft · built 1960
Lot Size	0.161 acres (7,013 sqft)
Owner	Individual Name on Record
Last Sale	$75,000 (Jan 2025)
Tax Bill	$1,745 (2025)
Deeds & Mortgages	Jan 2025 Sale & Mortgage May 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`41-17-480-024`

Property Details

APN / Parcel Number

Primary APN	`41-17-480-024`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,053 sqft Living Area
1st Floor Area	1,053 sqft
Basement Area	1,053 sqft
Unfinished Basement	1,053 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Aluminum/Vinyl
Lot Area	7,013 sqft (0.161 acres)
Lot Dimensions	125 ft deep x 56 ft wide
Garage Area	330 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2040 MCPHAIL ST
City	FLINT
State	MI
Zip	48503-4330
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN-2
Legal Description	PLAT OF OAKWOOD PARK LOT 34 AND NLY 8 FT OF LOT 35; ALSO SLY 8 FT OF LOT 33
Legal Subdivision	OAKWOOD PARK
Legal Lot Number	33-35
Jurisdiction	GENESEE MI
Township / Civil Division	FLINT
Census Block Group	2
Census Block	2014
Census Tract	3200

Owner

Source: Genesee County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2040 MCPHAIL ST, FLINT, MI 48503-4330
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2025	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
May 12, 2023	Warranty Deed, Transfer NOT AVAILABLE, CISLO TTL CO TTL INS & ESCRO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2025 · Amount on Record
Deed Sale	Jan 28, 2025 · Amount on Record
Prior Sale	May 12, 2023 · Amount on Record
Deed Document Number	20254070
Record Updated	Sep 20, 2026

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Jan 28, 2025
Property Address	2040 MCPHAIL ST, FLINT, MI 48503-4330
Document Number	0000004070
Map Reference	MB 9 PG 28
Instrument Date	Jan 23, 2025
Instrument	202501280004070
Transaction Type	Transfer
Record Updated	Oct 3, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$562.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2040 MCPHAIL ST, FLINT, MI 48503-4330

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2040 MCPHAIL ST, FLINT, MI 48503-4330

Mortgage

Document Number	0000003859
Date	Jan 28, 2025
Instrument	202501270003859

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2055

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	May 12, 2023
Property Address	2040 MCPHAIL ST, FLINT, MI 48503-4330
Document Number	0000032055
Map Reference	LB 9 PG 28
Instrument Date	May 4, 2023
Instrument	202305120032055
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	NOT AVAILABLE, CISLO TTL CO TTL INS & ESCRO

Transaction

Amount	Amount Recorded
Tax	$7.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	518 NW 47TH TER, MIAMI, FL 33127-2455

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7404 FARRAND RD, MILLINGTON, MI 48746-9247

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 3, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Flint City
Unified School District	Flint City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,745.00 (-9.49%) Homeowner's exemption	$35,400 (+33.58%)	$70,800 (+33.58%)
2024	$1,928.00
2023		$26,500	$53,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLINT serves 81,252 people · EPA ID MI0002310
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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