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2040 Foal Ln, Charlottesville, VA 22901 Property Records

Albemarle County property record for 2040 Foal Ln, Charlottesville, VA 22901 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,565 sqft · built 1978
Lot Size4.15 acres (181,122 sqft)
OwnerIndividual Name on File
Tax Bill$10,256 (2026)
Deeds & MortgagesMar 2021 Line of Credit
Jun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN04400-00-00-10400

Property Details

APN / Parcel Number

Primary APN04400-00-00-10400
Alternative APN
  • 9735

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,565 sqft Finished Area
Basement Area1,118 sqft
Finished Basement818 sqft
Unfinished Basement300 sqft
Family RoomFamily Room
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 2003
Exterior MaterialBrick
Construction TypeWood
Roof MaterialWood
Lot Area181,122 sqft (4.15 acres)
Garage TypeDetached
Garage Area3,120 sqft
DrivewayPaver Driveway

Exterior Amenities

PorchSlab
Porch Area190 sqft
Deck Area315 sqft
Patio Area175 sqft
Storage Building144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Street Address2040 FOAL LN
CityCHARLOTTESVILLE
StateVA
Zip22901-8850
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionIVY FARM 44, PH I
Legal SubdivisionIVY FARM
JurisdictionALBEMARLE VA
Township / Civil DivisionJACK JOUETT
Census Block Group1
Census Block1017
Census Tract10202

Owner

Source: Albemarle County records · APN 04400-00-00-10400

Assessment roll updated June 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2040 FOAL LN, CHARLOTTESVILLE, VA 22901-8850
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 29, 2021Deed of Trust, Mortgage · Line of Credit
UNITED BANK
Jun 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
GEORGE MASON MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBEMARLE VA
Property Address2040 FOAL LN, CHARLOTTESVILLE, VA 22901-8850
Transaction TypeMortgage
Record UpdatedApr 08, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2040 FOAL LN, CHARLOTTESVILLE, VA 22901-8850

Mortgage

Document Number005507/279
DateMar 29, 2021
Book Page5507/279
Instrument202100005360
Lender
NameUNITED BANK
TypeBank
AddressFAIRFAX, VA 22030
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueApr 15, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBEMARLE VA
Property Address2040 FOAL LN, CHARLOTTESVILLE, VA 22901-8850
Transaction TypeMortgage
Record UpdatedJul 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number5566/192
DateJun 29, 2021
Book Page5566/192
Instrument2021-00011408
Lender
NameGEORGE MASON MORTGAGE LLC
TypeMortgage Company
AddressFAIRFAX, VA 22030
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

Tax Assessment & Valuation

Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateVirginia
CountyAlbemarle County
Unified School DistrictAlbemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$10,256.00 (+16.31%)$1,147,200 (+16.3%) Land $385,100 Building $762,100$1,147,200 (+16.3%) Land $385,100 Building $762,100
2025$8,818.00 (+17.64%)$986,400 (+12.37%) Land $319,400 Building $667,000$986,400 (+12.37%) Land $319,400 Building $667,000
2023$7,496.00$877,800 Land $289,100 Building $588,700$877,800 Land $289,100 Building $588,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albemarle County (51003C), updated February 3, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510030102021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2024, rainfall accumulation, Tropical Storm Helene

Wildfire

Wildfire RiskLow
above 20% of the US · above 29% of Virginia
Wildfire LikelihoodAbout 1 in 5,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 25 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
Central Virginia Electric CooperativeFiber1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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