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2005 Foal Ln, Charlottesville, VA 22901 Property Records

Albemarle County property record for 2005 Foal Ln, Charlottesville, VA 22901 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,283 sqft · built 1981
Lot Size2.22 acres (97,052 sqft)
OwnerIndividual Name on File
Last Sale$498,000 (Feb 2016)
Tax Bill$8,501 (2026)
Deeds & MortgagesApr 2026 Line of Credit
Feb 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN04400-00-00-10100

Property Details

APN / Parcel Number

Primary APN04400-00-00-10100
Alternative APN
  • 9732

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,283 sqft Finished Area
Basement Area1,218 sqft
Finished Basement738 sqft
Unfinished Basement1,218 sqft
Family RoomFamily Room
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Exterior MaterialWood Siding
Construction TypeWood
Roof MaterialWood
Lot Area97,052 sqft (2.22 acres)

Exterior Amenities

PorchSlab
Porch Area143 sqft
Deck Area200 sqft
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Street Address2005 FOAL LN
CityCHARLOTTESVILLE
StateVA
Zip22901-8849
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionIVY FARM 41, PH I
Legal SubdivisionIVY FARM
JurisdictionALBEMARLE VA
Township / Civil DivisionJACK JOUETT
Census Block Group1
Census Block1017
Census Tract10202

Owner

Source: Albemarle County records · APN 04400-00-00-10100

Assessment roll updated June 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2005 FOAL LN, CHARLOTTESVILLE, VA 22901-8849
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 08, 2026Deed of Trust, Mortgage · Line of Credit
UNITED WHOLESALE MORTGAGE
Feb 01, 2022Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 08, 2016 · Amount on Record
Deed SaleFeb 08, 2016 · Amount on Record
Deed Document Number20161188
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBEMARLE VA
Recording DateApr 08, 2026
Property Address2005 FOAL LN, CHARLOTTESVILLE, VA 22901-8849
Document Number0000003246
Instrument DateApr 02, 2026
Instrument20263246
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNEW WORLD TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2005 FOAL LN, CHARLOTTESVILLE, VA 22901-8849

Mortgage

Document Number0000003246,
DateApr 08, 2026
Instrument20263246
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate6%
Max Rate-1%

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBEMARLE VA
Property Address2005 FOAL LN, CHARLOTTESVILLE, VA 22901-8849
Transaction TypeMortgage
Record UpdatedFeb 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202200001334
DateFeb 01, 2022
Instrument202200001334
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

Tax Assessment & Valuation

Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateVirginia
CountyAlbemarle County
Unified School DistrictAlbemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$8,501.00 (+20.43%)$950,900 (+20.41%) Land $303,000 Building $647,900$950,900 (+20.41%) Land $303,000 Building $647,900
2025$7,059.00 (+28.53%)$789,700 (+22.78%) Land $251,300 Building $538,400$789,700 (+22.78%) Land $251,300 Building $538,400
2023$5,492.00$643,200 Land $227,500 Building $415,700$643,200 Land $227,500 Building $415,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albemarle County (51003C), updated February 3, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510030102021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2024, rainfall accumulation, Tropical Storm Helene

Wildfire

Wildfire RiskLow
above 20% of the US · above 29% of Virginia
Wildfire LikelihoodAbout 1 in 5,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 25 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
Central Virginia Electric CooperativeFiber1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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