Miami County property record for 2040 E State Rte 41, Troy, OH 45373
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,466 sqft · built 1950 |
| Lot Size | 1.54 acres (67,082 sqft) |
| Owner | Company Name on Record |
| Last Sale | $260,000 (Dec 2020) |
| Tax Bill | $2,072 (2025) |
| Deeds & Mortgages | Mar 2021 Line of Credit Dec 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | K30-015800 |
| Primary APN | K30-015800 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,466 sqft Living Area |
| 1st Floor Area | 2,932 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 67,082 sqft (1.54 acres) |
| Garage Type | Mixed |
| Garage Area | 836 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 120 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 2040 E STATE ROUTE 41 |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-9601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 10-1-4 W SIDE SW |
| Legal Range | 10 |
| Legal Township | 01 |
| Legal Section | 04 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | STAUNTON |
| Census Block Group | 4 |
| Census Block | 4069 |
| Census Tract | 365102 |
Source: Miami County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2040 E STATE ROUTE 41, TROY, OH 45373-9601 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Mar 9, 2021 | Deed of Trust, Mortgage · Line of Credit THE COVINGTON SLA |
| Dec 31, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 31, 2020 · Amount on Record |
| Deed Sale | Dec 31, 2020 · Amount on Record |
| Prior Sale | Sep 1, 1989 · Amount on Record |
| Deed Document Number | 20202020OR-19829 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 2040 E STATE ROUTE 41, TROY, OH 45373-9601 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2021 |
| Name | Verified Name |
|---|---|
| Address | 855 S STATE ROUTE 202, TROY, OH 45373-9685 |
| Document Number | 0000003986 |
|---|---|
| Date | Mar 9, 2021 |
| Instrument | 2021OR-03986 |
| Name | THE COVINGTON SLA |
|---|---|
| Type | Bank |
| Address | COVINGTON, OH 45318 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Dec 31, 2020 |
| Property Address | 2040 E STATE ROUTE 41, TROY, OH 45373-9601 |
| Document Number | 0000019829 |
| Instrument Date | Dec 31, 2020 |
| Instrument | 19829 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $520.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 855 S STATE ROUTE 202 TROY OH 453739685, TROY, OH 45373-9685 |
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Staunton Township |
| Unified School District | Miami East Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,072.00 (+20.61%) | $69,270 (+41.95%) Land $19,290 Building $49,980 | $197,900 (+41.97%) Land $55,100 Building $142,800 |
| 2024 | $1,718.00 (+1.48%) | $48,800 (-) Land $17,120 Building $31,680 | |
| 2023 | $1,693.00 (-4.02%) | $48,800 (-) Land $17,120 Building $31,680 | $139,400 (-) Land $48,900 Building $90,500 |
| 2022 | $1,764.00 | $48,800 Land $17,120 Building $31,680 | $139,400 Land $48,900 Building $90,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 13 (1980–2014) |
| Claims Outside the SFHA | 11 of 13 |
| Most Recent Claim | May 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 115 / 7 |
| AT&T Fixed Wireless | 25 / 3 |
| T-Mobile Fixed Wireless | 25 / 3 |
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