2040 Clover Rdg, Mc Gregor, TX 76657 Property Records

McLennan County property record for 2040 Clover Rdg, Mc Gregor, TX 76657

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,011 sqft · built 2002
Lot Size	0.628 acres (27,343 sqft)
Owner	2 Individual Names on Record
Last Sale	$718,200 (May 2021)
Tax Bill	$16,396 (2025)
Deeds & Mortgages	May 2021 Mortgage Feb 2017 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`36-227600-002313-0`

Property Details

APN / Parcel Number

Primary APN	`36-227600-002313-0`
Alternative APN	`312600`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	1 Story
Building Area	4,011 sqft Living Area
Gross Area	4,899 sqft
1st Floor Area	4,011 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	27,343 sqft (0.628 acres)
Lot Dimensions	181 ft deep x 158 ft wide
Garage Type	Attached
Garage Area	888 sqft
Driveway	Concrete Driveway
Driveway Area	2,600 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	618 sqft
Patio Area	268 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2040 CLOVER RDG
City	MCGREGOR
State	TX
Zip	76657-3469
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIDDEN VALLEY LOT 13 BLOCK 9 ACRES .6277
Legal Subdivision	HIDDEN VALLEY
Legal Block	9
Legal Lot Number	13
Jurisdiction	MCLENNAN TX
Township / Civil Division	MCGREGOR
Census Block Group	4
Census Block	4001
Census Tract	3902

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2040 CLOVER RDG, MCGREGOR, TX 76657-3469
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Vendor's Lien, Transfer · Conventional Mortgage INWOOD NATIONAL BANK
Feb 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage AFFILIATED BANK
Feb 1, 2017	Deed of Trust, Mortgage · Commercial Mortgage CERTIFIED FUNDING LP
Aug 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 26, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 4, 2018	Vendor's Lien, Transfer · Conventional Mortgage SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2021 · Amount on Record
Deed Sale	May 3, 2021 · Amount on Record
Prior Sale	May 26, 2020 · Amount on Record
Deed Document Number	202116686
Prior Transfer Date	May 31, 2018
Prior Transfer Doc	0000018232
Record Updated	Oct 29, 2026

May 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	May 3, 2021
Property Address	2040 CLOVER RDG, MC GREGOR, TX 76657-3469
Document Number	0000016686
Map Reference	VOL 596 PG 164
Instrument Date	Apr 13, 2021
Instrument	2021016686
Transaction Type	Transfer
Record Updated	Aug 29, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2040 CLOVER RDG, MC GREGOR, TX 76657-3469

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3971 CEDARBRUSH DR, DALLAS, TX 75229-2721

Mortgage

Document Number	0000016687
Date	May 3, 2021
Instrument	2021016687

Lender

Name	INWOOD NATIONAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	2040 CLOVER RDG, MC GREGOR, TX 76657-3469
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003296
Date	Feb 1, 2017
Instrument	2017003296

Lender

Name	AFFILIATED BANK
Type	Bank
Address	ARLINGTON, TX 76015

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	2040 CLOVER RDG, MC GREGOR, TX 76657-3469
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003297
Date	Feb 1, 2017
Instrument	2017003297

Lender

Name	CERTIFIED FUNDING LP
Type	Lending Institution
Address	DALLAS, TX 75252

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	2040 CLOVER RDG, MC GREGOR, TX 76657-3469
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028347
Date	Aug 17, 2020
Instrument	2020028347

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCLENNAN TX
Recording Date	May 26, 2020
Property Address	2040 CLOVER RDG, MC GREGOR, TX 76657-3469
Document Number	0000016769
Instrument Date	Apr 24, 2020
Instrument	16769
Transaction Type	Transfer
Record Updated	Jul 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2040 CLOVER RDG MC GREGOR TX 766573469, MC GREGOR, TX 76657-3469

June 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jun 4, 2018
Property Address	2040 CLOVER RDG, MC GREGOR, TX 76657-3469
Document Number	0000018232
Map Reference	VOL596 PG164
Instrument Date	May 31, 2018
Instrument	2018018232
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2040 CLOVER RDG, MC GREGOR, TX 76657-3469

Mortgage

Document Number	0000018233
Date	Jun 4, 2018
Instrument	2018018233

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Midway Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$886,250 (-2.3%) Land $132,612 Building $753,638	$886,250 (-2.3%) Land $132,612 Building $753,638
2025	$16,396.00 (-11.17%) Homeowner's exemption	$907,150 (-3.13%) Land $120,580 Building $786,570	$907,150 (-3.13%) Land $120,580 Building $786,570
2024	$18,457.00 (+9.09%)
2023		$936,440 Land $120,580 Building $815,860	$936,440 Land $120,580 Building $815,860
2022	$16,919.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2023–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100

May also be available: Verizon.

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