2021 Clover Rdg, Mc Gregor, TX 76657 Property Records

McLennan County property record for 2021 Clover Rdg, Mc Gregor, TX 76657

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 4,729 sqft · built 2001
Lot Size	0.72 acres (31,350 sqft)
Owner	2 Individual Names on File
Last Sale	$74,900 (Jun 2017)
Tax Bill	$17,782 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-227600-002317-0`

Property Details

APN / Parcel Number

Primary APN	`36-227600-002317-0`
Alternative APN	`312604`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,729 sqft Living Area
Gross Area	5,617 sqft
1st Floor Area	3,282 sqft
2nd Floor Area	1,447 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	31,350 sqft (0.72 acres)
Lot Dimensions	165 ft deep x 190 ft wide
Garage Type	Attached
Garage Area	888 sqft
Driveway	Concrete Driveway
Driveway Area	3,800 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	450 sqft
Porch	Open Porch
Porch Area	486 sqft
Patio Area	593 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Space Heater

Location & Zoning

Street Address	2021 CLOVER RDG
City	MCGREGOR
State	TX
Zip	76657-3470
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	HIDDEN VALLEY LOT 17 BLOCK 9 ACRES .7197
Legal Subdivision	HIDDEN VALLEY
Legal Block	9
Legal Lot Number	17
Jurisdiction	MCLENNAN TX
Township / Civil Division	MCGREGOR
Census Block Group	4
Census Block	4001
Census Tract	3902

Owner

2021 Clover Rdg is owned and occupied by two individuals who bought it in June 2017.

Source: McLennan County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2021 CLOVER RDG, MCGREGOR, TX 76657-3470
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage SWBC MORTGAGE CORP
Jun 5, 2017	Vendor's Lien, Transfer · Conventional Mortgage INTERNATIONAL BANK OF COMMERCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2017 · Amount on File
Deed Sale	Jun 5, 2017 · Amount on File
Prior Sale	Jan 22, 2016 · Amount on File
Deed Document Number	201717912
Prior Transfer Date	May 2, 2017
Prior Transfer Doc	0000017912
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	2021 CLOVER RDG, MC GREGOR, TX 76657-3470
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037814
Date	Nov 12, 2019
Instrument	2019037814

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

June 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jun 5, 2017
Property Address	2021 CLOVER RDG, MC GREGOR, TX 76657-3470
Document Number	0000017912
Map Reference	VOL596 PG164
Instrument Date	May 2, 2017
Instrument	2017017912
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2021 CLOVER RDG, MC GREGOR, TX 76657-3470

Mortgage

Document Number	0000017913
Date	Jun 5, 2017
Instrument	2017017913

Lender

Name	INTERNATIONAL BANK OF COMMERCE
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Mortgage

Document Number	0000017914
Date	Jun 5, 2017
Instrument	2017017914

Lender

Name	INTERNATIONAL BANK OF COMMERCE
Type	Bank
Address	AUSTIN, TX 78758

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 2021 Clover Rdg was $17,782 with a homeowner's exemption, up 6% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Midway Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$957,804 (-2.08%) Land $142,956 Building $814,848	$957,804 (-2.08%) Land $142,956 Building $814,848
2025	$17,782.00 (+6%) Homeowner's exemption	$978,170 Land $129,790 Building $848,380	$978,170 Land $129,790 Building $848,380
2024	$16,775.00
2023		$1,020,040 Land $129,790 Building $890,250	$1,020,040 Land $129,790 Building $890,250
2022	$15,163.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2021 Clover Rdg in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2023–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2021 Clover Rdg is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100

May also be available: Verizon.

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