2040 Cherry Rd, Eads, TN 38028 Property Records

Fayette County property record for 2040 Cherry Rd, Eads, TN 38028

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,686 sqft · built 2024
Lot Size2.52 acres (109,771 sqft)
Owner2 Individual Names on Record
Tax Bill$1,663 (2025)
Deeds & MortgagesDec 2023 Construction Loan
Nov 2024 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN024082 04332

Property Details

APN / Parcel Number

Primary APN024082 04332
Alternative APN
  • 082 04332

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories2 Stories
Building Area2,686 sqft Living Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2024
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area109,771 sqft (2.52 acres)
TerrainRolling
Garage TypeFinished
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area642 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address2040 CHERRY RD
CityEADS
StateTN
Zip38028-6019
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDIST:07 MAP REF:082
JurisdictionFAYETTE TN
Township / Civil Division8
Census Block Group2
Census Block2005
Census Tract60401

Owner

Source: Fayette County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2040 CHERRY RD, EADS, TN 38028-6019
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 27, 2023Deed of Trust, Mortgage · Construction Mortgage
TRUSTMARK NATIONAL BANK
Nov 27, 2024Deed of Trust, Mortgage · Conventional Mortgage
TRUSTMARK NATIONAL BANK
Nov 26, 2025Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Jun 7, 2023Warranty Deed, Transfer
ERICKSON TITLE AND CLOSING LLC, ERICKSON TITLE & CLOSING LLC
Jun 26, 2023Correction Deed
ERICKSON TITLE AND CLOSING LLC, ERICKSON TITLE & CLOSING LLC
Jul 13, 2022Warranty Deed, Transfer
SUMMIT TITLE AND ESCROW LLC, SUMMIT TITLE & ESCROW LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 23, 2023
Deed SaleJun 23, 2023
Prior SaleJul 13, 2022 · Amount on Record
Deed Document Number0023003670
Prior Transfer DateJun 7, 2023
Prior Transfer Doc23003284
Record UpdatedJun 8, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAYETTE TN
Property Address2040 CHERRY RD, EADS, TN 38028-6019
Transaction TypeMortgage
Record UpdatedApr 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3471 ANGELIN DR, BARTLETT, TN 38135-2559

Mortgage

Document Number0000007262
DateDec 27, 2023
Instrument23007262
Lender
NameTRUSTMARK NATIONAL BANK
TypeBank
AddressSOMERVILLE, TN 38068
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueDec 20, 2024

November 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAYETTE TN
Property Address2040 CHERRY RD, EADS, TN 38028-6019
Transaction TypeMortgage
Record UpdatedApr 13, 2026
Title CompanyEDCO TITLE AND CLOSING SERVICES, EDCO TTL & CLOSING SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2040 CHERRY RD, EADS, TN 38028-6019

Mortgage

Document Number0000007009
DateNov 27, 2024
Instrument24007009
Lender
NameTRUSTMARK NATIONAL BANK
TypeBank
AddressPO BOX 22869, JACKSON, MS 39225
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2054

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAYETTE TN
Property Address2040 CHERRY RD, EADS, TN 38028-6019
Transaction TypeMortgage
Record UpdatedApr 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2040 CHERRY RD, EADS, TN 38028-6019

Mortgage

Document Number0000007385
DateNov 26, 2025
Instrument25007385
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Address3940 N RAVENSWOOD AVE, CHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFAYETTE TN
Recording DateJun 7, 2023
Property Address2040 CHERRY RD, EADS, TN 38028-6019
Document Number0000003284
Map ReferenceMB 11 PG 232
Instrument DateJun 6, 2023
Instrument23003284
Transaction TypeTransfer
Record UpdatedApr 13, 2026
Title CompanyERICKSON TITLE AND CLOSING LLC, ERICKSON TITLE & CLOSING LLC

Transaction

AmountAmount Recorded
Tax$555.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3471 ANGELIN DR, BARTLETT, TN 38135-2559

June 2023: Correction Deed

Document TypeCorrection Deed
JurisdictionFAYETTE TN
Recording DateJun 26, 2023
Property Address2040 CHERRY RD, EADS, TN 38028-6019
Document Number0000003670
Map ReferenceMB 11 PG 232
Instrument DateJun 6, 2023
Instrument23003670
Record UpdatedApr 13, 2026
Title CompanyERICKSON TITLE AND CLOSING LLC, ERICKSON TITLE & CLOSING LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFAYETTE TN
Recording DateJul 13, 2022
Property Address2040 CHERRY RD, EADS, TN 38028-6019
Document Number0000005578
Map ReferenceMB 11 PG 232
Instrument DateJul 11, 2022
Instrument22005578
Transaction TypeTransfer
Record UpdatedApr 13, 2026
Title CompanySUMMIT TITLE AND ESCROW LLC, SUMMIT TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
Tax$481.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3405 DONELSON DR, EADS, TN 38028-3141

Tax Assessment & Valuation

Source: Fayette County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyFayette County
Unified School DistrictFayette County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,663.00$178,575 Land $39,150 Building $139,425$714,300 Land $156,600 Building $557,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 31, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · above 64% of Tennessee
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOAKLAND WATER DEPT
serves 15,443 people · EPA ID TN0000521
Water SourceGroundwater
Last State InspectionApr 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Aeneas Communications
Fiber
1,000 / 1,000

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