1655 Cherry Rd, Eads, TN 38028 Property Records

Fayette County property record for 1655 Cherry Rd, Eads, TN 38028

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,859 sqft · built 2004
Lot Size	8.99 acres (391,604 sqft)
Owner	Individual Name on File
Tax Bill	$1,597 (2025)
Deeds & Mortgages	Jun 2019 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`083-023.13`

Property Details

APN / Parcel Number

Primary APN	`083-023.13`
Alternative APNs	`0708308302313` `024083 02313`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	3,859 sqft Living Area
Gross Area	4,409 sqft
1st Floor Area	3,074 sqft
Upper Floors Area	560 sqft
Attic	Attic
Attic Area	225 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Custom Design
Exterior Material	Brick/Stone
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	391,604 sqft (8.99 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	33 sqft
Shed	1 Shed
Shed Area	800 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1655 CHERRY RD
City	EADS
State	TN
Zip	38028-3103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 07, COUNTY AREA: P50
Legal Lot Number	13
Jurisdiction	FAYETTE TN
Township / Civil Division	8
Census Block Group	2
Census Block	2013
Census Tract	60401

Owner

1655 Cherry Rd is owned and occupied by an individual who acquired it in August 2002.

Source: Fayette County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1655 CHERRY RD, EADS, TN 38028-3103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2019	Deed of Trust, Mortgage · Line of Credit THE BANK OF FAYETTE COUNTY
Sep 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANCORPSOUTH BANK
May 27, 2022	Deed of Trust, Mortgage · Line of Credit TRUSTMARK NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2002
Deed Sale	Aug 1, 2002
Prior Sale	Jun 5, 2000 · Amount on File
Deed Book / Page	631 / 874
Transfer Doc	D773979
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE TN
Property Address	1655 CHERRY RD, EADS, TN 38028-3103
Transaction Type	Mortgage
Record Updated	Oct 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003217
Date	Jun 3, 2019
Instrument	19003217

Lender

Name	THE BANK OF FAYETTE COUNTY
Type	Bank
Address	EADS, TN 38028

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	59 Months
Due	May 28, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE TN
Property Address	1655 CHERRY RD, EADS, TN 38028-3103
Transaction Type	Mortgage
Record Updated	Oct 20, 2022
Title Company	CLOSETRAK CLOSING & TTL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007361
Date	Sep 22, 2020
Instrument	20007361

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	TUPELO, MS 38803

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE TN
Property Address	1655 CHERRY RD, EADS, TN 38028-3103
Transaction Type	Mortgage
Record Updated	Oct 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1655 CHERRY RD, EADS, TN 38028-3103

Mortgage

Document Number	0000004351
Date	May 27, 2022
Instrument	22004351

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	EADS, TN 38028

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Apr 1, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1655 Cherry Rd was $1,597, up 3.3% from the year before.

Source: Fayette County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Fayette County
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,597.00 (+3.3%)	$171,550 Land $42,825 Building $128,725	$686,200 Land $171,300 Building $514,900
2024	$1,546.00
2023		$119,700 Land $30,050 Building $89,650
2021			$478,800 Land $120,200 Building $358,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1655 Cherry Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 31, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1655 Cherry Rd is moderate, ranking above 47% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 64% of Tennessee
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAKLAND WATER DEPT serves 15,443 people · EPA ID TN0000521
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Aeneas Communications Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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