2040 Canyon Dr, Oceanside, CA 92054 Property Records

San Diego County property record for 2040 Canyon Dr, Oceanside, CA 92054

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,026 sqft · built 1987
Lot Size0.217 acres (9,467 sqft)
OwnerTrust Name on File
Last Sale$87,500 (Aug 1996)
Tax Bill$1,553 (2025)
Deeds & MortgagesJun 2021 Transfer
Jan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN149-360-14-00

Property Details

APN / Parcel Number

Primary APN149-360-14-00
Alternative APN
  • 1510800700

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,026 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleBungalow
Exterior MaterialStucco
Lot Area9,467 sqft (0.217 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Old Parcel Number1510800700
Street Address2040 CANYON DR
CityOCEANSIDE
StateCA
Zip92054-4408
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-C
Legal DescriptionPAR E ST CLSD& TR PM11486
Legal SubdivisionCITY OF OCEANSIDE
Legal Tract11486
Legal Block1
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1006
Census Tract18511

Owner

2040 Canyon Dr is owner-occupied and held in a trust since March 2021.

Source: San Diego County records, as of July 28, 2026

Owner of RecordTrust Name on File
Mailing Address2040 CANYON DR, OCEANSIDE, CA 92054-4408
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2021Intrafamily Transfer, Transfer
Jan 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 7, 1996 · Amount on File
Deed SaleAug 7, 1996 · Amount on File
Prior SaleDec 17, 1986 · Amount on File
Deed Document Number1996398143
Last Transfer DateMar 4, 2021
Transfer Doc0000438773
Record UpdatedOct 29, 2026

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateJun 15, 2021
Property Address2040 CANYON DR, OCEANSIDE, CA 92054-4408
Document Number0000438773
Instrument DateMar 4, 2021
Instrument2021-0438773
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address2040 CANYON DR, OCEANSIDE, CA 92054-4408

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2040 CANYON DR, OCEANSIDE, CA 92054-4408
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000064001
DateJan 27, 2021
Instrument2021-0064001
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2040 Canyon Dr was $1,553 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$145,324 (+2%) Land $66,434 Building $78,890
2025$1,553.00 Homeowner's exemption$142,476 Land $65,132 Building $77,344
2023$1,473.00 (+1.66%) Homeowner's exemption$136,945 Land $62,603 Building $74,342
2022$1,449.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2040 Canyon Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1998)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2040 Canyon Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemArviso - Mobile Home Park
private · serves 70 people · EPA ID 090605121
Water SourceGroundwater
Last State InspectionFeb 2026
Also Mapped HereSAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
LeadBelow detection (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Dec 2019
Monitoring and Reporting26
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, GeoLinks.

Nearby Properties on Canyon Dr

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