Santa Cruz County property record for 204 Zanzibar Dr, Aptos, CA 95003
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,859 sqft · built 2009 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $3,100,000 (Mar 2021) |
| Tax Bill | $39,517 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Mar 2021 Sale + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 053-171-01 |
| Primary APN | 053-171-01 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Building Area | 2,859 sqft Living Area |
| Gross Area | 3,352 sqft |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 6,970 sqft (0.16 acres) |
| View / Lot | Ocean |
| Garage Type | Attached |
| Garage Area | 493 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 162 sqft |
| Patio Area | 162 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 204 ZANZIBAR DR |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-5543 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-6 |
| Legal Description | TR 1304 SEASCAPE MAP 000093 00022 |
| Legal Subdivision | 1304 SEASCAPE UPLANDS |
| Legal Tract | 1304 |
| Legal Lot Number | 82 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 122202 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 1926 ARROYO AVE, SAN CARLOS, CA 94070-3708 |
| Owner Type | Individual |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| May 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Mar 26, 2021 | Grant Deed, Transfer FIRST AMERICAN TITLE COMPANY |
| Mar 21, 2019 | Deed of Trust, Mortgage · ARM COMMERCE MORTGAGE |
| Oct 7, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ANTON MERTENS |
| Dec 18, 2018 | Grant Deed, Transfer · ARM COMMERCE MORTGAGE |
| Aug 22, 2017 | Grant Deed, Transfer OLD REPUBLIC TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 26, 2021 · Amount on Record |
| Deed Sale | Mar 26, 2021 · Amount on Record |
| Prior Sale | Dec 18, 2018 · Amount on Record |
| Deed Document Number | 202117584 |
| Prior Transfer Date | Nov 14, 2002 |
| Prior Transfer Doc | 0000097167 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 204 ZANZIBAR DR, APTOS, CA 95003-5543 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2021 |
| Title Company | AMROCK TITLE CA INC, AMROCK TITLE CA |
| Name | Verified Name |
|---|---|
| Address | 1926 ARROYO AVE, SAN CARLOS, CA 94070-3708 |
| Document Number | 0000025180 |
|---|---|
| Date | May 3, 2021 |
| Instrument | 2021-0025180 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 1.5% |
| Type Change Date | May 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 6.5% |
| Index | Other |
| Max Rate | 6.5% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Mar 26, 2021 |
| Property Address | 204 ZANZIBAR DR, APTOS, CA 95003-5543 |
| Document Number | 0000017584 |
| Map Reference | MB 93 PG 22 |
| Instrument Date | Feb 11, 2021 |
| Instrument | 2021-0017584 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,410.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 1926 ARROYO AVE, SAN CARLOS, CA 94070-3708 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 204 ZANZIBAR DR, APTOS, CA 95003-5543 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000007117 |
|---|---|
| Date | Mar 21, 2019 |
| Instrument | 2019-0007117 |
| Name | COMMERCE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92614 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.99% |
| Type Change Date | Apr 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 5.99% |
| Max Rate At Change | 8.99% |
| Index | 1-Year LIBOR |
| Max Rate | 11.9% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 204 ZANZIBAR DR, APTOS, CA 95003-5543 |
| Document Number | 0000030989 |
| Instrument Date | Oct 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 204 ZANZIBAR DR APTOS CA 950035543, APTOS, CA 95003-5543 |
| Document Number | 0000030989 |
|---|---|
| Date | Oct 8, 2019 |
| Instrument | 30989 |
| Name | ANTON MERTENS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Dec 18, 2018 |
| Property Address | 204 ZANZIBAR DR, APTOS, CA 95003-5543 |
| Document Number | 0000037549 |
| Map Reference | MB 93 PG 22 |
| Instrument Date | Dec 14, 2018 |
| Instrument | 2018-0037549 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 204 ZANZIBAR DR, APTOS, CA 95003-5543 |
| Document Number | 0000037550 |
|---|---|
| Date | Dec 18, 2018 |
| Instrument | 2018-0037550 |
| Name | COMMERCE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.99% |
| Type Change Date | Jan 1, 2020 |
| Change Frequency | Annually |
| Min Rate At Change | 5.99% |
| Max Rate At Change | 15.9% |
| Index | 1-Year LIBOR |
| Max Rate | 15.9% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Aug 22, 2017 |
| Property Address | 204 ZANZIBAR DR, APTOS, CA 95003-5543 |
| Document Number | 0000027755 |
| Instrument Date | Aug 16, 2017 |
| Instrument | 27755 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2017 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,860.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 394 N MORRISON AVE SAN JOSE CA 951265303, SAN JOSE, CA 95126-5303 |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,422,650 (+2%) Land $2,395,855 Building $1,026,795 | ||
| 2025 | $39,517.00 (+9.13%) | $3,355,540 (+4.04%) Land $2,348,878 Building $1,006,662 | |
| 2023 | $36,211.00 (+1.87%) | $3,225,240 Land $2,257,668 Building $967,572 | $2,945,700 |
| 2022 | $35,545.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 6 (1982–2016) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Mar 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 78% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Cruzio, Etheric Networks, Surfnet Communications, T-Mobile.
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