Santa Cruz County property record for 192 Zanzibar Dr, Aptos, CA 95003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,044 sqft · built 2002 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $2,700,000 (Nov 2021) |
| Tax Bill | $34,002 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Jul 2020 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 053-171-04 |
| Primary APN | 053-171-04 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Building Area | 3,044 sqft Living Area |
| Gross Area | 3,509 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| View / Lot | Ocean |
| Garage Type | Attached |
| Garage Area | 465 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 68 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 192 ZANZIBAR DR |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-5541 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-6 |
| Legal Subdivision | SEASCAPE UPLANDS |
| Legal Lot Number | 79 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 122202 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 192 ZANZIBAR DR, APTOS, CA 95003-5541 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 3, 2021 | Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Jul 21, 2020 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Apr 19, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST |
| Feb 15, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE |
| Feb 16, 2017 | Quit Claim Deed, Transfer NORTH AMERICAN TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 3, 2021 · Amount on Record |
| Deed Sale | Nov 3, 2021 · Amount on Record |
| Prior Sale | Feb 15, 2000 · Amount on Record |
| Deed Document Number | 202154834 |
| Prior Transfer Date | Feb 7, 2017 |
| Prior Transfer Doc | 0000005762 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Nov 3, 2021 |
| Property Address | 192 ZANZIBAR DR, APTOS, CA 95003-5541 |
| Document Number | 0000054834 |
| Map Reference | MB 93 PG 22 |
| Instrument Date | Oct 28, 2021 |
| Instrument | 2021-0054834 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,970.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 192 ZANZIBAR DR, APTOS, CA 95003-5541 |
| Document Number | 0000054835 |
|---|---|
| Date | Nov 3, 2021 |
| Instrument | 2021-0054835 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2% |
| Type Change Date | Dec 1, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4% |
| Index | Other |
| Max Rate | 7% |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jul 21, 2020 |
| Property Address | 192 ZANZIBAR DR, APTOS, CA 95003-5541 |
| Document Number | 0000026736 |
| Instrument Date | Jul 16, 2020 |
| Instrument | 26736 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 192 ZANZIBAR DR APTOS CA 950035541, APTOS, CA 95003-5541 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 192 ZANZIBAR DR, APTOS, CA 95003-5541 |
| Document Number | 0000013954 |
| Instrument Date | Apr 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 192 ZANZIBAR DR APTOS CA 950035541, APTOS, CA 95003-5541 |
| Document Number | 0000013954 |
|---|---|
| Date | Apr 27, 2017 |
| Instrument | 13954 |
| Name | BANK OF THE WEST |
|---|---|
| Type | Bank |
| Address | LOS GATOS, CA 95030 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 26, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Feb 15, 2017 |
| Property Address | 192 ZANZIBAR DR, APTOS, CA 95003-5541 |
| Document Number | 0000005619 |
| Map Reference | MAP93 PG22 |
| Instrument Date | Feb 7, 2017 |
| Instrument | 2017-0005619 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | NORTH AMERICAN TITLE CO INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 192 ZANZIBAR DR, APTOS, CA 95003-5541 |
| Document Number | 0000005620 |
|---|---|
| Date | Feb 15, 2017 |
| Instrument | 2017-0005620 |
| Name | AMERICAN PACIFIC MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2032 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Feb 16, 2017 |
| Property Address | 192 ZANZIBAR DR, APTOS, CA 95003-5541 |
| Document Number | 0000005762 |
| Instrument Date | Feb 7, 2017 |
| Instrument | 5762 |
| Transaction Type | Transfer |
| Record Updated | Mar 8, 2017 |
| Title Company | NORTH AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 192 ZANZIBAR DR APTOS CA 950035541, APTOS, CA 95003-5541 |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,922,566 (+2%) Land $2,162,699 Building $759,867 | ||
| 2025 | $34,002.00 (+9.46%) | $2,865,262 (+4.04%) Land $2,120,294 Building $744,968 | |
| 2023 | $31,064.00 (+104.66%) Homeowner's exemption | $2,754,000 Land $2,037,960 Building $716,040 | $2,582,100 |
| 2022 | $15,178.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 6 (1982–2016) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Mar 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 78% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Cruzio, Etheric Networks, Surfnet Communications, T-Mobile.
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