204 Wordsworth St, Ferndale, MI 48220 Property Records

Oakland County property record for 204 Wordsworth St, Ferndale, MI 48220

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 694 sqft · built 1923
Lot Size	0.127 acres (5,532 sqft)
Owner	Individual Name on Record
Last Sale	$202,000 (Dec 2025)
Tax Bill	$5,027 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-25-34-427-007`

Property Details

APN / Parcel Number

Primary APN	`24-25-34-427-007`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	694 sqft Living Area
1st Floor Area	694 sqft
Basement Area	694 sqft
Unfinished Basement	694 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 2023
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,532 sqft (0.127 acres)
Lot Dimensions	111 ft deep x 50 ft wide
Garage Area	195 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	53 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	204 WORDSWORTH ST
City	FERNDALE
State	MI
Zip	48220-2529
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R11E, SEC 34 STORMFELTZ-LOVELEY CO WOODWARD AVE SUB LOT 251, ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Legal Range	11E
Legal Township	01N
Legal Section	34
Legal Subdivision	STORMFELTZ-LOVELEY CO WOODWARD AVE SUB
Legal Lot Number	251
Jurisdiction	OAKLAND MI
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1001
Census Tract	173500

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	204 WORDSWORTH ST, FERNDALE, MI 48220-2529
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Aug 17, 2023	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2025 · Amount on Record
Deed Sale	Dec 19, 2025 · Amount on Record
Prior Sale	Aug 17, 2023 · Amount on Record
Deed Document Number	2025161420
Deed Book / Page	60815 / 55
Prior Transfer Date	Sep 23, 2010
Prior Transfer Doc	0000224737
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Dec 19, 2025
Property Address	204 WORDSWORTH ST, FERNDALE, MI 48220-2529
Document Number	20250161420
Book / Page	60815 / 55
Map Reference	LB 8 PG 20
Instrument Date	Dec 17, 2025
Instrument	20250161420
Transaction Type	Transfer
Record Updated	Dec 31, 2025
Title Company	BANISTERS LAND ABSTRACT, BARRISTERS LAND ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,515.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	224 N CLINTON ST, STOCKBRIDGE, MI 49285-9715

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 WORDSWORTH ST, FERNDALE, MI 48220-2529

Mortgage

Document Number	0006081360
Date	Dec 19, 2025
Instrument	60813/60

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Aug 17, 2023
Property Address	204 WORDSWORTH ST, FERNDALE, MI 48220-2529
Document Number	0000090356
Book / Page	58815 / 784
Map Reference	LB 8 PG 20
Instrument Date	Aug 11, 2023
Instrument	90356
Transaction Type	Transfer
Record Updated	Aug 31, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,612.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	79 PANAMA DR, WATERFORD, MI 48327-3666

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 WORDSWORTH ST, FERNDALE, MI 48220-2529

Mortgage

Document Number	0058816360
Date	Aug 17, 2023
Instrument	58816/360

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Ferndale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,027.00 (-2.92%) Homeowner's exemption	$102,810 (+26.32%)	$205,620 (+26.32%)
2024	$5,178.00 (+126.71%)
2023		$81,390	$162,780
2021	$2,284.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 22,105 people · EPA ID MI0002280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2021
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 797 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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