190 Wordsworth St, Ferndale, MI 48220 Property Records

Oakland County property record for 190 Wordsworth St, Ferndale, MI 48220

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,408 sqft · built 1926
Lot Size	0.127 acres (5,532 sqft)
Owner	2 Individual Names on Record
Last Sale	$134,500 (Oct 2013)
Tax Bill	$4,228 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-25-34-427-006`

Property Details

APN / Parcel Number

Primary APN	`24-25-34-427-006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,408 sqft Living Area
1st Floor Area	939 sqft
Basement Area	939 sqft
Unfinished Basement	939 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,532 sqft (0.127 acres)
Lot Dimensions	111 ft deep x 50 ft wide
Garage Area	375 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	93 sqft
Deck Area	80 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	190 WORDSWORTH ST
City	FERNDALE
State	MI
Zip	48220-2529
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R11E, SEC 34 STORMFELTZ-LOVELEY CO WOODWARD AVE SUB LOT 252, ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Legal Range	11E
Legal Township	01N
Legal Section	34
Legal Subdivision	STORMFELTZ-LOVELEY CO WOODWARD AVE SUB
Legal Lot Number	252
Jurisdiction	OAKLAND MI
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1001
Census Tract	173500

Owner

Source: Oakland County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	190 WORDSWORTH ST, FERNDALE, MI 48220-2529
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2024	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
May 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage ROSE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2013 · Amount on Record
Deed Sale	Oct 30, 2013 · Amount on Record
Prior Sale	Apr 21, 2004 · Amount on Record
Deed Document Number	2013270717
Deed Book / Page	46486 / 348
Prior Transfer Date	Mar 12, 1996
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	190 WORDSWORTH ST, FERNDALE, MI 48220-2529
Transaction Type	Mortgage
Record Updated	Apr 3, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 WORDSWORTH ST, FERNDALE, MI 48220-2529

Mortgage

Document Number	0000026190
Date	Mar 18, 2024
Book Page	59226/242
Instrument	26190

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 7, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	190 WORDSWORTH ST, FERNDALE, MI 48220-2529
Document Number	0000109031
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jul 10, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	190 WORDSWORTH ST FERNDALE MI 482202529, FERNDALE, MI 48220-2529

Mortgage

Document Number	0000109031
Date	Jun 5, 2020
Book Page	054311/000304
Instrument	109031

Lender

Name	ROSE MTG
Type	Mortgage Company
Address	TROY, MI 48084

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 4, 2035

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Ferndale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,228.00 (+0.55%) Homeowner's exemption	$150,180 (+11.06%)	$300,360 (+11.06%)
2024	$4,205.00 (+5.92%)
2023		$135,220	$270,440
2021	$3,970.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 22,105 people · EPA ID MI0002280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2021
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 797 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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