204 Valley Stream Dr, Holly, MI 48442 Property Records

Oakland County property record for 204 Valley Stream Dr, Holly, MI 48442

Property Summary

Property Type	Condominium
Details	4 bd · 2.5 ba · 2,649 sqft · built 2006
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$380,000 (Jul 2022)
Tax Bill	$4,234 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`I-01-33-153-004`

Property Details

APN / Parcel Number

Primary APN	`I-01-33-153-004`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,649 sqft Living Area
1st Floor Area	1,405 sqft
Basement Area	1,405 sqft
Unfinished Basement	1,405 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Lot Area	10,019 sqft (0.23 acres)
Garage Area	519 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	57 sqft
Deck Area	309 sqft
Patio Area	309 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	204 VALLEY STREAM DR
City	HOLLY
State	MI
Zip	48442-1572
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PUD
Legal Description	T5N, R7E, SEC 33 OAKLAND COUNTY CONDOMINIUM PLAN NO 1591 THE WOODLANDS OF RIVERSIDE UNIT 4 L 31635 P 001 12-11-03 FR 151-003
Legal Range	07E
Legal Township	05N
Legal Section	03
Legal Subdivision	OAKLAND COUNTY CONDOMINIUM
Legal Unit	4
Jurisdiction	OAKLAND MI
Township / Civil Division	HOLLY
Census Block Group	1
Census Block	1013
Census Tract	124000

Owner

204 Valley Stream Dr, a condominium, is owned and occupied by two individuals who bought it in July 2022.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	204 VALLEY STREAM DR, HOLLY, MI 48442-1572
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2022	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC
Jul 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2022 · Amount on File
Deed Sale	Jul 15, 2022 · Amount on File
Prior Sale	Nov 19, 2014 · Amount on File
Deed Document Number	2022415022
Deed Book / Page	57955 / 143
Prior Transfer Date	Nov 2, 2015
Prior Transfer Doc	0000227248
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jul 15, 2022
Property Address	204 VALLEY STREAM DR, HOLLY, MI 48442-1572
Document Number	0000415022
Book / Page	57955 / 143
Map Reference	LB 31635 PG 1
Instrument Date	Jul 8, 2022
Instrument	415022
Transaction Type	Transfer
Record Updated	Sep 1, 2022
Title Company	STERLING TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	204 VALLEY STREAM DR, 204, HOLLY, MI 48442-1572

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 VALLEY STREAM DR, HOLLY, MI 48442-1572

Mortgage

Document Number	0057955145
Date	Jul 15, 2022
Instrument	57955/145

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	204 VALLEY STREAM DR, HOLLY, MI 48442-1572
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000128734
Date	Jul 2, 2020
Book Page	54438/54
Instrument	128734

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 204 Valley Stream Dr was $4,234 with a homeowner's exemption, down 25.6% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Holly Township
Unified School District	Holly Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,234.00 (-25.59%) Homeowner's exemption	$206,010	$412,020
2024	$5,690.00
2023		$168,070	$336,140
2021	$3,743.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 204 Valley Stream Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 204 Valley Stream Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF HOLLY serves 8,557 people · EPA ID MI0003200
Water Source	Groundwater
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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