203 Summit Ridge Dr, Rockwall, TX 75087 Property Records

Rockwall County property record for 203 Summit Ridge Dr, Rockwall, TX 75087

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,496 sqft · built 1980
Lot Size	0.224 acres (9,757 sqft)
Owner	Individual Name on Record
Last Sale	$263,278 (Nov 2022)
Tax Bill	$5,425 (2025)
Deeds & Mortgages	Jun 2023 Second Mortgage Nov 2022 Document + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4790000B0009000R`

Property Details

APN / Parcel Number

Primary APN	`4790000B0009000R`
Alternative APNs	`R21055` `21055`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,496 sqft Living Area
Gross Area	3,142 sqft
1st Floor Area	2,496 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2005
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	9,757 sqft (0.224 acres)
Lot Dimensions	115 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Covered Porch
Porch Area	145 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	203 SUMMIT RIDGE DR
City	ROCKWALL
State	TX
Zip	75087-4229
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF2
Legal Description	RIDGE ROAD VILLAGE, BLOCK B, LOT 9
Legal Subdivision	RIDGE ROAD VILLAGE
Legal Tract	9
Legal Block	B
Legal Lot Number	9
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHWEST ROCKWALL
Census Block Group	1
Census Block	1026
Census Tract	40303

Owner

Source: Rockwall County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	203 SUMMIT RIDGE DR, ROCKWALL, TX 75087-4229
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOUTHWEST AIRLINES FCU
Nov 17, 2022
Apr 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Feb 8, 2019	Vendor's Lien, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2022 · Amount on Record
Deed Sale	Nov 17, 2022 · Amount on Record
Prior Sale	Feb 8, 2019 · Amount on Record
Deed Document Number	202224760
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	203 SUMMIT RIDGE DR, ROCKWALL, TX 75087-4229
Transaction Type	Mortgage
Record Updated	Jun 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009151
Date	Jun 5, 2023
Instrument	20230000009151

Lender

Name	SOUTHWEST AIRLINES FCU
Type	Credit Union
Address	DALLAS, TX 75235

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	116 Months
Due	Feb 1, 2033

November 2022:

Jurisdiction	ROCKWALL TX
Recording Date	Nov 17, 2022
Property Address	203 SUMMIT RIDGE DR, ROCKWALL, TX 75087-4229
Document Number	0000024760
Map Reference	CAB A SL 35
Instrument Date	Nov 17, 2022
Instrument	20220000024760
Record Updated	Dec 9, 2022

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 SUMMIT RIDGE DR, ROCKWALL, TX 75087-4229

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	203 SUMMIT RIDGE DR, ROCKWALL, TX 75087-4229
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008653
Date	Apr 29, 2020
Instrument	20200000008653

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

February 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Feb 8, 2019
Property Address	203 SUMMIT RIDGE DR, ROCKWALL, TX 75087-4229
Document Number	0000001647
Map Reference	CAB A SL 35
Instrument Date	Feb 8, 2019
Instrument	20190000001647
Transaction Type	Transfer
Record Updated	Sep 21, 2021
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 SUMMIT RIDGE DR, ROCKWALL, TX 75087-4229

Mortgage

Document Number	0000001648
Date	Feb 8, 2019
Instrument	20190000001648

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Rockwall City
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$483,153 (+1%)	$514,434 (-4.09%) Land $176,000 Building $338,434
2025	$5,425.00 (-0.22%) Homeowner's exemption	$439,230 (-8.66%)	$536,380 (+11.54%) Land $184,000 Building $352,380
2024	$5,437.00 (+16.6%)
2023	$4,663.00 (-15.08%)	$480,896 Land $182,000 Building $298,896	$480,896 Land $182,000 Building $298,896
2021	$5,491.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (2018–2026)
Claims Outside the SFHA	6 of 6
Most Recent Claim	May 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCKWALL serves 55,250 people · EPA ID TX1990001
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: Nextlink, Novos Fiber, T-Mobile.

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