204 Spruce St, Grayling, MI 49738 Property Records

Crawford County property record for 204 Spruce St, Grayling, MI 49738

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,736 sqft
Lot Size	0.331 acres (14,400 sqft)
Owner	Individual Name on File
Last Sale	$121,500 (Nov 2020)
Tax Bill	$2,386 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`070-100-022-009-00`

Property Details

APN / Parcel Number

Primary APN	`070-100-022-009-00`

Interior

Full Baths	2 Baths
Stories	4 Stories
Building Area	1,736 sqft Living Area
1st Floor Area	1,214 sqft
Basement Area	1,025 sqft
Unfinished Basement	1,025 sqft

Exterior

Architectural Style	Custom Design
Lot Area	14,400 sqft (0.331 acres)
Lot Dimensions	120 ft deep x 120 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	204 SPRUCE ST
City	GRAYLING
State	MI
Zip	49738-1620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	LOTS 9 & 10, BLOCK 22, ORIGINAL PLAT OF THE VILLAGE, NOW CITY, OF GRAYLING
Legal Subdivision	ORIGINAL OF GRAYLING CITY
Legal Block	22
Legal Lot Number	9-10
Jurisdiction	CRAWFORD MI
Township / Civil Division	GRAYLING
Census Block Group	1
Census Block	1052
Census Tract	960200

Owner

Source: Crawford County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	204 SPRUCE ST, GRAYLING, MI 49738-1620
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2020 · Amount on File
Deed Sale	Nov 2, 2020 · Amount on File
Prior Sale	Oct 21, 2016 · Amount on File
Deed Book / Page	748 / 360
Prior Transfer Date	Sep 27, 1995
Prior Transfer Doc	0403000545
Record Updated	Sep 20, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAWFORD MI
Recording Date	Nov 2, 2020
Property Address	204 SPRUCE ST, GRAYLING, MI 49738-1620
Document Number	748/360
Book / Page	748 / 360
Instrument Date	Oct 21, 2020
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 LOOKOUT RIDGE BLVD, HARKER HEIGHTS, TX 76548-7217

Mortgage

Document Number	748362
Date	Nov 2, 2020
Instrument	748/362

Lender

Name	ARK LA TEX FINANCIAL SERVICES

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	350 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Crawford County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Crawford County
Municipality	Grayling City
Unified School District	Crawford AuSable Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$80,500 (+40.49%) Land $4,200 Building $76,300	$161,000 (+40.49%) Land $8,400 Building $152,600
2025	$2,386.00 (+8.7%)
2023		$57,300 Land $4,200 Building $53,100	$114,600 Land $8,400 Building $106,200
2022	$2,195.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2012

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GRAYLING serves 1,884 people · EPA ID MI0002840
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20