204 Sinclair Ave, Lanoka Harbor, NJ 08734 Property Records

Ocean County and Lacey Township property record for 204 Sinclair Ave, Lanoka Harbor, NJ 08734

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 864 sqft · built 1984
Lot Size	0.23 acres (10,001 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Aug 2008)
Tax Bill	$4,537 (2025)
Deeds & Mortgages	May 2024 Line of Credit Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`13-00873-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`13-00873-0000-00010`
Alternative APNs	`130087300010` `186100`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Garage Type	Detached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	186100
Street Address	204 SINCLAIR AVE
City	LANOKA HARBOR
State	NJ
Zip	08734-1839
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R75
Legal Description	100 X 100 12,14,16
Legal Subdivision	SEA VIEW MANOR
Legal Block	873
Legal Lot Number	10
Jurisdiction	OCEAN NJ
Township / Civil Division	LACEY
Census Block Group	4
Census Block	4013
Census Tract	732101

Owner

204 Sinclair Ave is owned and occupied by an individual who acquired it in May 2021.

Source: Ocean County and Lacey Township records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	204 SINCLAIR AVE, LANOKA HARBOR, NJ 08734-1839
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2024	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jul 21, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Dec 10, 2020	Quit Claim Deed, Transfer COASTLINE TITLE AGENCY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2008 · Amount on File
Deed Sale	Aug 1, 2008 · Amount on File
Prior Sale	Mar 4, 2008 · Amount on File
Deed Document Number	200883668
Deed Book / Page	14079 / 914
Last Transfer Date	May 27, 2021
Transfer Doc	0185900721
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	204 SINCLAIR AVE, LANOKA HARBOR, NJ 08734-1839
Transaction Type	Mortgage
Record Updated	May 13, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0196701606
Date	May 1, 2024
Book Page	19670/1606
Instrument	2024031494

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 20, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OCEAN NJ
Recording Date	Jul 21, 2021
Property Address	204 SINCLAIR AVE, LANOKA HARBOR, NJ 08734-1839
Document Number	0185900721
Book / Page	18590 / 721
Instrument Date	May 27, 2021
Instrument	2021107104
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	COASTLINE TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8555 96TH AVE, 8555, VERO BEACH, FL 32967-3439

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 SINCLAIR AVE, LANOKA HARBOR, NJ 08734-1839

Mortgage

Document Number	2021107105
Date	Jul 21, 2021
Instrument	2021107105

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OCEAN NJ
Recording Date	Dec 10, 2020
Property Address	204 SINCLAIR AVE, LANOKA HARBOR, NJ 08734-1839
Document Number	0182011151
Book / Page	018201 / 001151
Instrument Date	Oct 27, 2020
Instrument	149241
Transaction Type	Transfer
Record Updated	Dec 30, 2020
Title Company	COASTLINE TITLE AGENCY INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	204 SINCLAIR AVE LANOKA HARBOR NJ 087341839, LANOKA HARBOR, NJ 08734-1839

Tax Assessment & Valuation

The 2025 property tax bill for 204 Sinclair Ave was $4,537, up 7.9% from the year before.

Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Lacey Township
Unified School District	Lacey Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$165,900 (-) Land $82,000 Building $83,900	$165,900 (-) Land $82,000 Building $83,900
2025	$4,537.00 (+7.95%)	$165,900 Land $82,000 Building $83,900	$165,900 Land $82,000 Building $83,900
2024	$4,203.00
2023		$165,900 Land $82,000 Building $83,900	$165,900 Land $82,000 Building $83,900
2022	$3,754.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 204 Sinclair Ave in Zone X, an area of moderate flood risk, though there have been 229 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 116 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	116 in force
Nearby Flood Claims	229 (1989–2025)
Claims Outside the SFHA	8 of 229
Most Recent Claim	May 2025
Claims by Event	Hurricane Sandy, Nov 2012 · 161 claims Severe Storms And Flooding, Mar 2010 · 8 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 204 Sinclair Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACEY TWP MUA serves 29,000 people · EPA ID NJ1512001
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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