203 Sinclair Ave, Lanoka Harbor, NJ 08734 Property Records

Ocean County and Lacey Township property record for 203 Sinclair Ave, Lanoka Harbor, NJ 08734

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,935 sqft · built 1972
Lot Size	0.188 acres (8,198 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Jun 2020)
Tax Bill	$5,965 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Jun 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`13-00874-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`13-00874-0000-00011`
Alternative APNs	`130087400011` `00056899`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,935 sqft Living Area
1st Floor Area	1,935 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	8,198 sqft (0.188 acres)
Lot Dimensions	100 ft deep x 82 ft wide
Pool Type	Spa / Hot Tub (No Pool)
Porch	Enclosed Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	00056899
Street Address	203 SINCLAIR AVE
City	LANOKA HARBOR
State	NJ
Zip	08734-1840
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R75
Legal Description	82 X 100
Legal Subdivision	SEA VIEW MANOR FILE A-135 PLAN
Legal Block	874
Legal Lot Number	11
Jurisdiction	OCEAN NJ
Township / Civil Division	LACEY
Census Block Group	3
Census Block	3003
Census Tract	732101

Owner

203 Sinclair Ave is owned and occupied by two individuals who bought it in June 2020.

Source: Ocean County and Lacey Township records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	203 SINCLAIR AVE, LANOKA HARBOR, NJ 08734-1840
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2023	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Jun 9, 2020	Grant Deed, Transfer · FHA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2020 · Amount on File
Deed Sale	Jun 9, 2020 · Amount on File
Prior Sale	Jun 6, 2008 · Amount on File
Deed Document Number	202058028
Deed Book / Page	17917 / 1231
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	203 SINCLAIR AVE, LANOKA HARBOR, NJ 08734-1840
Transaction Type	Mortgage
Record Updated	Jun 28, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0194021189
Date	Jun 12, 2023
Book Page	19402/1189
Instrument	2023043713

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCEAN NJ
Recording Date	Jun 9, 2020
Property Address	203 SINCLAIR AVE, LANOKA HARBOR, NJ 08734-1840
Document Number	0179171231
Book / Page	017917 / 001231
Instrument Date	May 29, 2020
Instrument	58028
Transaction Type	Transfer
Record Updated	Jul 30, 2020
Title Company	MID-STATE ABSTRACT COMPANY, MID-STATE ABSTRACT CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	203 SINCLAIR AVE LANOKA HARBOR NJ 087341840, LANOKA HARBOR, NJ 08734-1840

Mortgage

Document Number	179171236
Date	Jun 9, 2020
Book Page	017917/001236
Instrument	58029

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 8, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 203 Sinclair Ave was $5,965, up 7.9% from the year before.

Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Lacey Township
Unified School District	Lacey Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$218,100 (-) Land $78,000 Building $140,100	$218,100 (-) Land $78,000 Building $140,100
2025	$5,965.00 (+7.94%)	$218,100 Land $78,000 Building $140,100	$218,100 Land $78,000 Building $140,100
2024	$5,526.00
2023		$218,100 Land $78,000 Building $140,100	$218,100 Land $78,000 Building $140,100
2022	$4,935.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 203 Sinclair Ave in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 203 Sinclair Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACEY TWP MUA serves 29,000 people · EPA ID NJ1512001
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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