Ringgold County property record for 204 Shellway Dr, Mount Ayr, IA 50854
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 896 sqft · built 1920 |
| Lot Size | 0.88 acres (38,148 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $765,000 (Jan 2013) |
| Tax Bill | $2,330 (2025) |
| Deeds & Mortgages | Dec 2022 Line of Credit May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 006053 |
| Primary APN | 006053 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 896 sqft Base Area |
| 1st Floor Area | 896 sqft |
| Basement Area | 800 sqft |
| Finished Basement | 800 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 38,148 sqft (0.88 acres) |
| Lot Dimensions | 289 ft deep x 132 ft wide |
| Garage Type | Detached |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 204 SHELLWAY DR |
|---|---|
| City | MOUNT AYR |
| State | IA |
| Zip | 50854-1234 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 9 & 10 SHELDON HEIGHTS |
| Legal Subdivision | SHELDON HEIGHTS |
| Legal Lot Number | 9,10 |
| Jurisdiction | RINGGOLD IA |
| Township / Civil Division | MOUNT AYR |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 950200 |
Source: Ringgold County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 204 SHELLWAY DR, MOUNT AYR, IA 50854-1234 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 5, 2022 | Deed of Trust, Mortgage · Line of Credit PCSB BANK |
| May 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PCSB BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 2, 2013 · Amount on Record |
| Deed Sale | Jan 2, 2013 · Amount on Record |
| Prior Sale | Feb 15, 2011 · Amount on Record |
| Deed Document Number | 201300000008 |
| Deed Book / Page | 388 / 181 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RINGGOLD IA |
| Property Address | 204 SHELLWAY DR, MOUNT AYR, IA 50854-1234 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 02022/1505 |
|---|---|
| Date | Dec 5, 2022 |
| Book Page | 2022/1505 |
| Instrument | 2022-00001505 |
| Name | PCSB BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 4, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RINGGOLD IA |
| Property Address | 204 SHELLWAY DR, MOUNT AYR, IA 50854-1234 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000500/193 |
|---|---|
| Date | May 20, 2020 |
| Book Page | 500/193 |
| Instrument | 2020- 00000607 |
| Name | PCSB BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: Ringgold County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Ringgold County |
| Municipality | Mount Ayr City |
| Unified School District | Mount Ayr Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,330.00 (+3.37%) Homeowner's exemption | $145,931 (+18.5%) Land $23,958 Building $121,973 | $145,931 (+18.5%) Land $23,958 Building $121,973 |
| 2024 | $2,254.00 (-5.21%) | ||
| 2023 | $123,144 (+7.67%) Land $22,361 Building $100,783 | $123,144 (+7.67%) Land $22,361 Building $100,783 | |
| 2022 | $2,378.00 Homeowner's exemption | $114,369 Land $22,361 Building $92,008 | |
| 2021 | $114,369 Land $22,361 Building $92,008 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 17, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 58% of Iowa |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNT AYR WATER TREATMENT PLANT serves 1,683 people · EPA ID IA8055014 |
|---|---|
| Water Source | Purchased surface water from SIRWA #2 (CRESTON) |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
| Lockridge Networks Fixed Wireless | 100 / 20 |
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