115 Shellway Dr, Mount Ayr, IA 50854 Property Records

Ringgold County property record for 115 Shellway Dr, Mount Ayr, IA 50854

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,866 sqft · built 1963
Lot Size	0.34 acres (14,904 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,048 (2025)
Deeds & Mortgages	Mar 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`005641`

Property Details

APN / Parcel Number

Primary APN	`005641`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,866 sqft Base Area
1st Floor Area	1,866 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Construction Type	Frame
Roof Material	Asphalt
Lot Area	14,904 sqft (0.34 acres)
Lot Dimensions	207 ft deep x 72 ft wide
Garage Type	Detached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	115 SHELLWAY DR
City	MOUNT AYR
State	IA
Zip	50854-1231
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 72' LOT 16 SHELDON HEIGHTS
Legal Subdivision	SHELDON HEIGHTS
Legal Lot Number	16
Jurisdiction	RINGGOLD IA
Township / Civil Division	MOUNT AYR
Census Block Group	2
Census Block	2043
Census Tract	950200

Owner

Source: Ringgold County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	115 SHELLWAY DR, MOUNT AYR, IA 50854-1231
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RINGGOLD IA
Property Address	115 SHELLWAY DR, MOUNT AYR, IA 50854-1231
Transaction Type	Mortgage
Record Updated	Apr 14, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 SHELLWAY DR, MOUNT AYR, IA 50854-1231

Mortgage

Document Number	000609/157
Date	Mar 27, 2026
Book Page	609/157
Instrument	2026- 00000358

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Tax Assessment & Valuation

Source: Ringgold County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Ringgold County
Municipality	Mount Ayr City
Unified School District	Mount Ayr Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,048.00 (+1.94%) Homeowner's exemption	$202,196 (+16.43%) Land $12,204 Building $189,992	$202,196 (+16.43%) Land $12,204 Building $189,992
2024	$2,990.00 (-12.32%)
2023		$173,656 (+8.45%) Land $11,390 Building $162,266	$173,656 (+8.45%) Land $11,390 Building $162,266
2022	$3,410.00 Homeowner's exemption	$160,129 Land $11,390 Building $148,739
2021			$160,129 Land $11,390 Building $148,739

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT AYR WATER TREATMENT PLANT serves 1,683 people · EPA ID IA8055014
Water Source	Purchased surface water from SIRWA #2 (CRESTON)
Last State Inspection	Mar 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
Lockridge Networks Fixed Wireless	100 / 20