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204 S Prospect Ave, Champaign, IL 61820 Property Records

Champaign County property record for 204 S Prospect Ave, Champaign, IL 61820 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 835 sqft · built 1913
Lot Size0.128 acres (5,571 sqft)
OwnerIndividual Name on File
Last Sale$205,000 (May 2026)
Tax Bill$6,490 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
Sep 2019 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN42-20-12-352-002

Property Details

APN / Parcel Number

Primary APN42-20-12-352-002

Interior

Full Baths2 Baths
Stories2 Stories
Building Area835 sqft Building Perimeter
1st Floor Area835 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1913
Effective Year BuiltEffective 1913
Exterior MaterialBrick Veneer
Roof MaterialOther
Lot Area5,571 sqft (0.128 acres)
Garage Area396 sqft
Parking Spaces1 Parking Space
PorchPorch
Deck Area240 sqft

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address204 S PROSPECT AVE
CityCHAMPAIGN
StateIL
Zip61820-4627
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT PT 6 KOOGLERS ADD
Legal Range08E
Legal Township19N
Legal Section12
Legal SubdivisionKOOGLERS ADD
Legal Lot Number6
JurisdictionCHAMPAIGN IL
Township / Civil DivisionCHAMPAIGN CITY
Census Block Group1
Census Block1005
Census Tract11002

Owner

Source: Champaign County records · APN 42-20-12-352-002

Assessment roll updated April 29, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address204 S PROSPECT AVE, CHAMPAIGN, IL 61820-4627
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
May 29, 2026Warranty Deed, Transfer · Conventional Mortgage
BANK OF SPRINGFIELD
Sep 19, 2019Deed of Trust, Mortgage · Commercial Mortgage
MARINE BANK SPRINGFIELD
Aug 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
MARINE BANK SPRINGFIELD
Jan 23, 2018Grant Deed, Transfer · Conventional Mortgage
MARINE BK
May 25, 2017Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 29, 2026 · Amount on Record
Deed SaleMay 29, 2026 · Amount on Record
Prior SaleJan 24, 2018 · Amount on Record
Deed Document Number20267986
Record UpdatedSep 20, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateMay 29, 2026
Property Address204 S PROSPECT AVE, CHAMPAIGN, IL 61820-4627
Document Number0000007986
Instrument DateMay 28, 2026
Instrument20267986
Transaction TypeTransfer
Record UpdatedJun 16, 2026
Title CompanyGUARANTEED TITLE COMPANY, GUARANTEED TITLE GROUP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$31,057.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address204 S PROSPECT AVE, CHAMPAIGN, IL 61820-4627

Mortgage

Document Number0000007987,
DateMay 29, 2026
Instrument20267987
Lender
NameBANK OF SPRINGFIELD
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeFixed Rate
Rate6.2%
Initial TypeFixed Rate
Max Rate-1%

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address204 S PROSPECT AVE, CHAMPAIGN, IL 61820-4627
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000015474
DateSep 19, 2019
Instrument2019R15474
Lender
NameMARINE BANK SPRINGFIELD
TypeBank
AddressSPRINGFIELD, IL 62704
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address204 S PROSPECT AVE, CHAMPAIGN, IL 61820-4627
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000016867
DateAug 24, 2020
Instrument2020R16867
Lender
NameMARINE BANK SPRINGFIELD
TypeBank
AddressSPRINGFIELD, IL 62704
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 01, 2035

January 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHAMPAIGN IL
Recording DateJan 23, 2018
Property Address204 S PROSPECT AVE, CHAMPAIGN, IL 61820-4627
Document Number0000001061
Instrument DateJan 10, 2018
Instrument1061
Transaction TypeTransfer
Record UpdatedFeb 08, 2018
Title CompanyALLIED CAPITAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$55.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1805 WHISPER MEADOW LN MAHOMET IL 618533771, MAHOMET, IL 61853-3771

Mortgage

Document Number1062
DateJan 23, 2018
Instrument1062
Lender
NameMARINE BK
TypeBank
AddressSPRINGFIELD, IL 62704
Agreement
TypeConventional Mortgage
AmountAmount Recorded

May 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionCHAMPAIGN IL
Recording DateMay 25, 2017
Property Address204 S PROSPECT AVE, CHAMPAIGN, IL 61820-4627
Document Number0000009148
Instrument DateMar 24, 2017
Instrument9148
Transaction TypeForeclosure
Record UpdatedJun 08, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Tax Assessment & Valuation

Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionChampaign City Township
MunicipalityChampaign City
Unified School DistrictChampaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,490.00 (+9.17%)$83,230 (+33.53%) Land $13,580 Building $69,650$249,690 (+33.53%) Land $40,740 Building $208,950
2024$5,945.00 (+14.77%)
2022$5,180.00 Homeowner's exemption$62,330 Land $10,170 Building $52,160$186,990 Land $30,510 Building $156,480

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Champaign County (17019C), updated July 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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