202 S Prospect Ave, Champaign, IL 61820 Property Records

Champaign County property record for 202 S Prospect Ave, Champaign, IL 61820 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 ba · 910 sqft · built 1908
Lot Size0.193 acres (8,392 sqft)
OwnerIndividual Name on File
Last Sale$92,500 (Jun 2004)
Tax Bill$6,323 (2024)
Deeds & MortgagesFeb 2025 Line of Credit
Jul 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN42-20-12-352-001

Property Details

APN / Parcel Number

Primary APN42-20-12-352-001

Interior

Full Baths3 Baths
Stories2 Stories
Building Area910 sqft Building Perimeter
1st Floor Area910 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1908
Effective Year BuiltEffective 1908
Exterior MaterialStucco
Roof MaterialOther
Lot Area8,392 sqft (0.193 acres)
Garage TypeDetached
Garage Area900 sqft
Parking Spaces4 Parking Spaces
PorchPorch
Deck Area32 sqft

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address202 S PROSPECT AVE
CityCHAMPAIGN
StateIL
Zip61820-4627
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 5 KOOGLERS ADD
Legal Range08E
Legal Township19N
Legal Section12
Legal SubdivisionKOOGLERS ADD
Legal Lot Number5
JurisdictionCHAMPAIGN IL
Township / Civil DivisionCHAMPAIGN CITY
Census Block Group1
Census Block1005
Census Tract11002

Owner

Source: Champaign County records · APN 42-20-12-352-001

Assessment roll updated April 29, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address202 S PROSPECT AVE, CHAMPAIGN, IL 61820-4627
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Feb 03, 2025Deed of Trust, Mortgage · Line of Credit
FIRST FSB OF CHAMPAIGN URBANA
Jul 21, 2017Deed of Trust, Mortgage · Line of Credit
FIRST FSB/CHAMPAIGN-URBANA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 24, 2004 · Amount on Record
Deed SaleJun 24, 2004 · Amount on Record
Prior SaleAug 18, 2003
Deed Document Number200419502
Last Transfer DateJan 05, 2006
Transfer Doc0000000507
Record UpdatedSep 20, 2026

February 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address202 S PROSPECT AVE, CHAMPAIGN, IL 61820-4627
Transaction TypeMortgage
Record UpdatedApr 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001400
DateFeb 03, 2025
Instrument2025R01400
Lender
NameFIRST FSB OF CHAMPAIGN URBANA
TypeBank
AddressCHAMPAIGN, IL 61820
Agreement
TypeLine of Credit
AmountAmount Recorded
Term179 Months
DueJan 27, 2040
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address202 S PROSPECT AVE, CHAMPAIGN, IL 61820-4627
Document Number0000014113
Instrument DateJul 21, 2017
Transaction TypeMortgage
Record UpdatedSep 27, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address202 S PROSPECT AVE CHAMPAIGN IL 618204627, CHAMPAIGN, IL 61820-4627

Mortgage

Document Number0000014113
DateJul 31, 2017
Instrument14113
Lender
NameFIRST FSB/CHAMPAIGN-URBANA
TypeBank
AddressCHAMPAIGN, IL 61820
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueJul 30, 2022
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionChampaign City Township
MunicipalityChampaign City
Unified School DistrictChampaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$89,520 (+33.55%) Land $20,810 Building $68,710$268,560 (+33.55%) Land $62,430 Building $206,130
2024$6,323.00 (+14.71%)
2022$5,512.00 Homeowner's exemption Additional exemption filed$67,030 Land $15,580 Building $51,450$201,090 Land $46,740 Building $154,350

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Champaign County (17019C), updated July 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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