Bay County property record for 204 Russell Rd, Kawkawlin, MI 48631
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,580 sqft · built 1952 |
| Lot Size | 3.4 acres (148,104 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Sep 2026) |
| Tax Bill | $1,980 (2026) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Jun 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 080-036-300-070-00 |
| Primary APN | 080-036-300-070-00 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,580 sqft Living Area |
| 1st Floor Area | 1,112 sqft |
| Basement Area | 936 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Lot Area | 148,104 sqft (3.4 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 204 RUSSELL RD |
|---|---|
| City | KAWKAWLIN |
| State | MI |
| Zip | 48631-9108 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM AT A PT WHICH IS N 24D E 139 FT FR A PT N 83D E 272.25 FT FR SW COR SEC. 36 TH N 24D E 678 FT, TH S 121 FT, TH E 68 FT, |
| Legal Range | 04E |
| Legal Township | 15N |
| Legal Section | 36 |
| Jurisdiction | BAY MI |
| Township / Civil Division | KAWKAWLIN |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 286102 |
204 Russell Rd is owned and occupied by two individuals who bought it in September 2026.
Source: Bay County records, as of September 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4311 MARKHAM ST, SAGINAW, MI 48603-3027 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 3, 2026 | Warranty Deed, Transfer · Conventional Mortgage FINANCIAL PLUS CREDIT UNION |
| Jun 15, 2023 | Intrafamily Transfer, Transfer |
| Jun 15, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 3, 2026 · Amount on File |
| Deed Sale | Sep 3, 2026 · Amount on File |
| Prior Sale | Sep 1, 1976 |
| Deed Document Number | 202611573 |
| Prior Transfer Date | Dec 30, 2022 |
| Prior Transfer Doc | 0000006929 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Sep 3, 2026 |
| Property Address | 204 RUSSELL RD, KAWKAWLIN, MI 48631-9108 |
| Document Number | 0000011573 |
| Instrument Date | Aug 21, 2026 |
| Instrument | 202611573 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2026 |
| Title Company | SUPERIOR SETTLEMENT AND TITLE, SUPERIOR TITLE & SETTLEMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $189,375.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4311 MARKHAM ST, SAGINAW, MI 48603-3027 |
| Document Number | 0000011574, |
|---|---|
| Date | Sep 3, 2026 |
| Instrument | 202611574 |
| Name | FINANCIAL PLUS CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Jun 15, 2023 |
| Property Address | 204 RUSSELL RD, KAWKAWLIN, MI 48631-9108 |
| Document Number | 0000006929 |
| Instrument Date | Dec 30, 2022 |
| Instrument | 202306929 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 204 RUSSELL RD, KAWKAWLIN, MI 48631-9108 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Jun 15, 2023 |
| Property Address | 204 RUSSELL RD, KAWKAWLIN, MI 48631-9108 |
| Document Number | 0000006932 |
| Instrument Date | Dec 30, 2022 |
| Instrument | 202306932 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 204 RUSSELL RD, KAWKAWLIN, MI 48631-9108 |
The 2026 property tax bill for 204 Russell Rd was $1,980 with a homeowner's exemption.
Source: Bay County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Kawkawlin Township |
| Unified School District | Bay City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,980.00 Homeowner's exemption | $84,900 | $169,800 |
| 2023 | $59,900 (+26.37%) | $119,800 (+26.37%) | |
| 2022 | $1,752.00 Homeowner's exemption | $47,400 | $94,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 204 Russell Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 5 (2017–2020) |
| Most Recent Claim | May 2020 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 204 Russell Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BANGOR-MONITOR METRO DISTRICT serves 2,971 people · EPA ID MI0000400 |
|---|---|
| Water Source | Purchased surface water from BAY AREA WATER SYSTEM |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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