178 Russell Rd, Kawkawlin, MI 48631 Property Records

Bay County property record for 178 Russell Rd, Kawkawlin, MI 48631

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,290 sqft · built 1950
Lot Size	1.05 acres (45,738 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Jun 2017)
Tax Bill	$1,994 (2026)
Deeds & Mortgages	Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`080-036-300-055-00`

Property Details

APN / Parcel Number

Primary APN	`080-036-300-055-00`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,290 sqft Living Area
1st Floor Area	1,290 sqft
Basement Area	1,110 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	45,738 sqft (1.05 acres)
Lot Width	176 ft Width

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	178 RUSSELL RD
City	KAWKAWLIN
State	MI
Zip	48631-9190
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 400 FT AS MEAS ALG W LI OF FOL DESC PAR COM AT SW COR OF SEC TH N 1321 FT TH E 775.52 FT TH S 471 FT TO POB TH S 793 FT TH
Legal Range	04E
Legal Township	15N
Legal Section	36
Jurisdiction	BAY MI
Township / Civil Division	KAWKAWLIN
Census Block Group	2
Census Block	2013
Census Tract	286102

Owner

178 Russell Rd is owned and occupied by an individual who bought it in June 2017.

Source: Bay County records, as of May 18, 2026

Owner of Record	Individual Name on File
Mailing Address	178 RUSSELL RD, KAWKAWLIN, MI 48631-9190
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2017 · Amount on File
Deed Sale	Jun 6, 2017 · Amount on File
Deed Book / Page	3220 / 770
Prior Transfer Date	Nov 24, 2015
Prior Transfer Doc	0031250690
Record Updated	Oct 29, 2026

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	Jun 6, 2017
Property Address	178 RUSSELL RD, KAWKAWLIN, MI 48631-9190
Document Number	0032200770
Book / Page	3220 / 770
Instrument Date	May 23, 2017
Transaction Type	Transfer
Record Updated	Jul 15, 2021
Title Company	CROSSROADS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$688.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	178 RUSSELL RD, 178, KAWKAWLIN, MI 48631-9190

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3550 HARTLEY RD, BAY CITY, MI 48706-1315

Mortgage

Document Number	3220771
Date	Jun 6, 2017
Instrument	3220/771

Lender

Name	FINANCIALEDGE COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 178 Russell Rd was $1,994 with a homeowner's exemption, up 69.1% from the year before.

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Kawkawlin Township
Unified School District	Bay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,994.00 (+69.13%) Homeowner's exemption	$76,600 (+0.66%)	$153,200 (+0.66%)
2025	$1,179.00 Homeowner's exemption	$76,100	$152,200
2023		$57,100	$114,200
2022	$1,764.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 178 Russell Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (2017–2020)
Most Recent Claim	May 2020 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jun 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 178 Russell Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BANGOR-MONITOR METRO DISTRICT serves 2,971 people · EPA ID MI0000400
Water Source	Purchased surface water from BAY AREA WATER SYSTEM
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20