204 Ringneck Ct, Havre De Grace, MD 21078 Property Records

Harford County property record for 204 Ringneck Ct, Havre De Grace, MD 21078

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,950 sqft · built 1997
Lot Size	0.239 acres (10,397 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Aug 2023)
Tax Bill	$3,245 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-050360`

Property Details

APN / Parcel Number

Primary APN	`06-050360`
Alternative APNs	`6050360` `050360`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,950 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,397 sqft (0.239 acres)
Garage Type	Mixed
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	72 sqft
Deck Area	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	050360
Street Address	204 RINGNECK CT
City	HAVRE DE GRACE
State	MD
Zip	21078-4255
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 3 10397 SF 204 RINGNECK COURT GRACE HARBOUR P14 P87/82
Legal Subdivision	GRACE HARBOUR
Legal Lot Number	3
Jurisdiction	HARFORD MD
Township / Civil Division	6, HAVRE DE GRACE
Census Block Group	3
Census Block	3013
Census Tract	306400

Owner

204 Ringneck Ct is owned and occupied by two individuals who bought it in August 2023.

Source: Harford County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	204 RINGNECK CT, HAVRE DE GRACE, MD 21078-4255
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2023 · Amount on File
Deed Sale	Aug 21, 2023 · Amount on File
Prior Sale	Jan 29, 1998 · Amount on File
Deed Book / Page	16009 / 324
Record Updated	Oct 29, 2026

August 2023: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	HARFORD MD
Recording Date	Aug 21, 2023
Property Address	204 RINGNECK CT, HAVRE DE GRACE, MD 21078-4255
Document Number	0160090324
Book / Page	16009 / 324
Map Reference	MB 87 FO 82
Instrument Date	Aug 16, 2023
Transaction Type	Transfer
Record Updated	Aug 30, 2023
Title Company	NOT AVAILABLE, TRUE TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	204 RINGNECK CT, HAVRE DE GRACE, MD 21078-4255

Mortgage

Document Number	0160090329
Date	Aug 21, 2023
Instrument	16009-0329

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 204 Ringneck Ct was $3,245, up 7% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Municipality	Havre De Grace City
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,245.00 (+6.99%)	$340,467	$351,600 Land $93,900 Building $257,700
2025	$3,033.00
2023		$302,933	$318,200 Land $90,200 Building $228,000
2022	$2,742.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 204 Ringneck Ct in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (2013–2025)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jul 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 204 Ringneck Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAVRE DE GRACE serves 14,000 people · EPA ID MD0120012
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2016
Treatment and Procedure	Organic carbon removal Oct 2023
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
IQ Fiber Fiber	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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