202 Ringneck Ct, Havre De Grace, MD 21078 Property Records

Harford County property record for 202 Ringneck Ct, Havre De Grace, MD 21078

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,680 sqft · built 1997
Lot Size	0.284 acres (12,375 sqft)
Owner	Individual Name on File
Last Sale	$138,500 (Jun 1997)
Deeds & Mortgages	Jul 2023 Mortgage May 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-050352`

Property Details

APN / Parcel Number

Primary APN	`06-050352`
Alternative APNs	`6050352` `050352`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,680 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	12,375 sqft (0.284 acres)
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	66 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	050352
Street Address	202 RINGNECK CT
City	HAVRE DE GRACE
State	MD
Zip	21078-4255
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 2 12375 SF 202 RINGNECK COURT GRACE HARBOUR P14 P87/82
Legal Subdivision	GRACE HARBOUR 13
Legal Lot Number	2
Jurisdiction	HARFORD MD
Township / Civil Division	6, HAVRE DE GRACE
Census Block Group	3
Census Block	3013
Census Tract	306400

Owner

202 Ringneck Ct is owned and occupied by an individual who bought it in June 1997.

Source: Harford County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	202 RINGNECK CT, HAVRE DE GRACE, MD 21078-4255
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2023	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage KENTWOOD MORTGAGE INC
Feb 13, 2019	Deed of Trust, Mortgage · VA Mortgage KENTWOOD FINANCIAL SERVICES
Aug 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage KENTWOOD MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 1997 · Amount on File
Deed Sale	Jun 27, 1997 · Amount on File
Deed Document Number	1997387
Deed Book / Page	2538 / 112
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	202 RINGNECK CT, HAVRE DE GRACE, MD 21078-4255
Transaction Type	Mortgage
Record Updated	Jul 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 RINGNECK CT, HAVRE DE GRACE, MD 21078-4255

Mortgage

Document Number	0159620194
Date	Jul 7, 2023
Book Page	15962/194

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jun 1, 2053

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	202 RINGNECK CT, HAVRE DE GRACE, MD 21078-4255
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0128150269
Date	May 11, 2018
Book Page	12815/0269

Lender

Name	KENTWOOD MORTGAGE INC
Type	Lending Institution
Address	SPRINGBORO, OH 45066

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	202 RINGNECK CT, HAVRE DE GRACE, MD 21078-4255
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0131540011
Date	Feb 13, 2019
Book Page	13154/0011

Lender

Name	KENTWOOD FINANCIAL SERVICES
Type	Funding / Finance Company
Address	SPRINGBORO, OH 45066

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	202 RINGNECK CT, HAVRE DE GRACE, MD 21078-4255
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0140640272
Date	Aug 26, 2020
Book Page	14064/272

Lender

Name	KENTWOOD MORTGAGE INC
Type	Mortgage Company
Address	SPRINGBORO, OH 45066

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Municipality	Havre De Grace City
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$299,767	$316,500 Land $94,100 Building $222,400
2023	$254,533	$266,300 Land $90,400 Building $175,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 202 Ringneck Ct in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (2013–2025)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jul 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 202 Ringneck Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAVRE DE GRACE serves 14,000 people · EPA ID MD0120012
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2016
Treatment and Procedure	Organic carbon removal Oct 2023
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
IQ Fiber Fiber	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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