204 Ridgewood Dr, Chaska, MN 55318 Property Records

Carver County property record for 204 Ridgewood Dr, Chaska, MN 55318

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 960 sqft · built 1993
Lot Size	0.026 acres (1,133 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Sep 2021)
Tax Bill	$2,550 (2026)
Deeds & Mortgages	Sep 2022 Mortgage Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-7000240`

Property Details

APN / Parcel Number

Primary APN	`30-7000240`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	960 sqft Finished Area
Gross Area	2,032 sqft
1st Floor Area	960 sqft
Basement Area	480 sqft
Finished Basement	480 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1998
Architectural Style	Split Level
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	1,133 sqft (0.026 acres)
Garage Type	Tuck-Under
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	40 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	204 RIDGEWOOD DR
City	CHASKA
State	MN
Zip	55318-1693
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 05 TOWNSHIP 115 RANGE 023 WOODLAND HEIGHTS LOT 002 BLOCK 008
Legal Range	023
Legal Township	115
Legal Section	05
Legal Subdivision	WOODLAND HEIGHTS
Legal Block	8
Legal Lot Number	2
Jurisdiction	CARVER MN
Township / Civil Division	CHASKA
Census Block Group	2
Census Block	2005
Census Tract	91002

Owner

Source: Carver County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	204 RIDGEWOOD DR, CHASKA, MN 55318-1693
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2022	Deed of Trust, Mortgage · Commercial Mortgage BELL BANK
Sep 13, 2021	Warranty Deed, Transfer · Conventional Mortgage BELL BANK
Apr 6, 2020	Deed of Trust, Mortgage · Conventional with PMI FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2021 · Amount on Record
Deed Sale	Sep 13, 2021 · Amount on Record
Prior Sale	Jun 30, 2015 · Amount on Record
Deed Document Number	2021221261
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Property Address	204 RIDGEWOOD DR, CHASKA, MN 55318-1693
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 RIDGEWOOD DR ON, ON, CHASKA, MN 55318-1693

Mortgage

Document Number	000T225495
Date	Sep 9, 2022
Instrument	T225495

Lender

Name	BELL BANK
Type	Bank
Address	MINNEAPOLIS, MN 55416

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Aug 29, 2032

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARVER MN
Recording Date	Sep 13, 2021
Property Address	204 RIDGEWOOD DR, CHASKA, MN 55318-1693
Document Number	000T221261
Instrument Date	Aug 23, 2021
Instrument	T221261
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	RESULTS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$742.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	204 RIDGEWOOD DR, CHASKA, MN 55318-1693

Mortgage

Document Number	000T221262
Date	Sep 13, 2021
Instrument	T221262

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Property Address	204 RIDGEWOOD DR, CHASKA, MN 55318-1693
Document Number	0000213266
Instrument Date	Apr 6, 2020
Transaction Type	Mortgage
Record Updated	Jun 29, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 RIDGEWOOD DR CHASKA MN 553181693, CHASKA, MN 55318-1693

Mortgage

Document Number	0000213266
Date	Apr 17, 2020
Instrument	213266

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Apr 16, 2040

Tax Assessment & Valuation

Source: Carver County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carver County
Municipality	Chaska City
Unified School District	Eastern Carver County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,550.00 (+2.33%) Homeowner's exemption	$229,500 (+3.38%) Land $60,000 Building $169,500	$229,500 (+3.38%) Land $60,000 Building $169,500
2025		$222,000 (-2.25%) Land $55,000 Building $167,000	$222,000 (-2.25%) Land $55,000 Building $167,000
2024	$2,492.00 (-2.88%) Homeowner's exemption	$227,100 (+0.75%) Land $55,000 Building $172,100	$227,100 (+0.75%) Land $55,000 Building $172,100
2023	$2,566.00 Homeowner's exemption	$225,400 Land $55,000 Building $170,400	$225,400 Land $55,000 Building $170,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Chaska serves 30,000 people · EPA ID MN1100002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
GigFire Fixed Wireless	150 / 130
Netwave Broadband Fixed Wireless · not low latency	125 / 40
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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