186 Ridgewood Dr, Chaska, MN 55318 Property Records

Carver County property record for 186 Ridgewood Dr, Chaska, MN 55318

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 960 sqft · built 1992
Lot Size	0.026 acres (1,133 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Aug 2017)
Tax Bill	$2,480 (2026)
Deeds & Mortgages	Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-7000210`

Property Details

APN / Parcel Number

Primary APN	`30-7000210`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Total Rooms	4 Rooms
Building Area	960 sqft Finished Area
Gross Area	1,952 sqft
1st Floor Area	960 sqft
Basement Area	360 sqft
Finished Basement	360 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1997
Architectural Style	Split Level
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	1,133 sqft (0.026 acres)
Garage Type	Tuck-Under
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	40 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	186 RIDGEWOOD DR
City	CHASKA
State	MN
Zip	55318-1691
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 05 TOWNSHIP 115 RANGE 023 WOODLAND HEIGHTS LOT 003 BLOCK 007
Legal Range	023
Legal Township	115
Legal Section	05
Legal Subdivision	WOODLAND HEIGHTS
Legal Block	7
Legal Lot Number	3
Jurisdiction	CARVER MN
Township / Civil Division	CHASKA
Census Block Group	2
Census Block	2005
Census Tract	91002

Owner

Source: Carver County records · APN 30-7000210

Assessment roll updated August 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	186 RIDGEWOOD DR, CHASKA, MN 55318-1691
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 08, 2017 · Amount on Record
Deed Sale	Aug 08, 2017 · Amount on Record
Prior Sale	Oct 16, 2013 · Amount on Record
Deed Document Number	2017203725
Record Updated	Sep 20, 2026

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARVER MN
Recording Date	Aug 08, 2017
Property Address	186 RIDGEWOOD DR, CHASKA, MN 55318-1691
Document Number	0000203725
Instrument Date	Jul 31, 2017
Instrument	203725
Transaction Type	Transfer
Record Updated	Sep 11, 2017
Title Company	GIBRALTAR TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$544.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 RIDGEWOOD DR CHASKA MN 553181691, CHASKA, MN 55318-1691

Mortgage

Document Number	203726
Date	Aug 08, 2017
Instrument	203726

Lender

Name	FIRST OPTION MTG
Type	Mortgage Company
Address	ATLANTA, GA 30339-5999

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 07, 2047

Tax Assessment & Valuation

Source: Carver County records · Assessment roll updated August 14, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carver County
Municipality	Chaska City
Unified School District	Eastern Carver County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,480.00 (+2.23%) Homeowner's exemption	$223,100 (+2.91%) Land $60,000 Building $163,100	$223,100 (+2.91%) Land $60,000 Building $163,100
2025		$216,800 (-2.25%) Land $55,000 Building $161,800	$216,800 (-2.25%) Land $55,000 Building $161,800
2024	$2,426.00 (-2.65%) Homeowner's exemption	$221,800 (+0.77%) Land $55,000 Building $166,800	$221,800 (+0.77%) Land $55,000 Building $166,800
2023	$2,492.00 Homeowner's exemption	$220,100 Land $55,000 Building $165,100	$220,100 Land $55,000 Building $165,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 23, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
LTD Broadband Fixed Wireless	150 / 130
Netwave Broadband Fixed Wireless · not low latency	125 / 40
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 294 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	Chaska serves 30,000 people
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.