Freeborn County property record for 204 Ridge Rd, Albert Lea, MN 56007
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,310 sqft · built 1953 |
| Lot Size | 0.32 acres (13,855 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $3,438 (2026) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 34.135.1350 |
| Primary APN | 34.135.1350 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,310 sqft Living Area |
| 1st Floor Area | 1,310 sqft |
| Basement Area | 655 sqft |
| Finished Basement | 655 sqft |
| Unfinished Basement | 1,310 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,855 sqft (0.32 acres) |
| Lot Dimensions | 163 ft deep x 85 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 204 RIDGE RD |
|---|---|
| City | ALBERT LEA |
| State | MN |
| Zip | 56007-1441 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHORELAND HEIGHTS LOT-003 BLOCK-010 LOT 3 BLK 10 SHORELAND HEIGHTS |
| Legal Subdivision | SHORELAND HEIGHTS |
| Legal Block | 10 |
| Legal Lot Number | 3 |
| Jurisdiction | FREEBORN MN |
| Township / Civil Division | ALBERT LEA |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 180400 |
204 Ridge Rd is owner-occupied and held in a trust.
Source: Freeborn County records, as of September 23, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 204 RIDGE RD, ALBERT LEA, MN 56007-1441 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREEBORN MN |
| Property Address | 204 RIDGE RD, ALBERT LEA, MN 56007-1441 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | A116901 |
|---|---|
| Date | Feb 9, 2021 |
| Instrument | A116901 |
| Name | IOWA BANKERS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 192 Months |
| Due | Feb 1, 2036 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 204 Ridge Rd was $3,438 with a homeowner's exemption.
Source: Freeborn County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Albert Lea City |
| County | Freeborn County |
| Unified School District | Albert Lea Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,438.00 Homeowner's exemption | $238,900 Land $27,800 Building $211,100 | $238,900 Land $27,800 Building $211,100 |
| 2025 | $3,438.00 | ||
| 2023 | $3,226.00 Homeowner's exemption | $198,600 Land $27,800 Building $170,800 | $198,600 Land $27,800 Building $170,800 |
| 2020 | $2,846.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 204 Ridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 26, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 204 Ridge Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Albert Lea serves 18,492 people · EPA ID MN1240001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Copper | 1.81 mg/L (2021) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GigFire Fiber · Fixed Wireless | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Winnebago Cooperative Telecom Association Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Midco Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Metronet.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures