203 Ridge Rd, Albert Lea, MN 56007 Property Records

Freeborn County property record for 203 Ridge Rd, Albert Lea, MN 56007

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,248 sqft · built 1954
Lot Size	0.33 acres (14,480 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Jul 2018)
Tax Bill	$3,786 (2026)
Deeds & Mortgages	Jul 2018 Mortgage Feb 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`34.135.1510`

Property Details

APN / Parcel Number

Primary APN	`34.135.1510`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,248 sqft Living Area
1st Floor Area	1,789 sqft
Basement Area	1,354 sqft
Finished Basement	1,354 sqft
Unfinished Basement	1,689 sqft
Flooring	Ceramic Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,480 sqft (0.33 acres)
Lot Dimensions	181 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	484 sqft
Deck Area	540 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard

Location & Zoning

Street Address	203 RIDGE RD
City	ALBERT LEA
State	MN
Zip	56007-1442
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHORELAND HEIGHTS LOT-002 BLOCK-011 LOT 2 BLK 11 SHORELAND HEIGHTS
Legal Subdivision	SHORELAND HEIGHTS
Legal Block	11
Legal Lot Number	2
Jurisdiction	FREEBORN MN
Township / Civil Division	ALBERT LEA
Census Block Group	3
Census Block	3011
Census Tract	180400

Owner

Source: Freeborn County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	203 RIDGE RD, ALBERT LEA, MN 56007-1442
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK
Feb 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jan 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Feb 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK
Jul 13, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2018 · Amount on Record
Deed Sale	Jul 13, 2018 · Amount on Record
Deed Document Number	2018V839133
Prior Transfer Date	Jun 10, 2011
Prior Transfer Doc	0000001560
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	203 RIDGE RD, ALBERT LEA, MN 56007-1442
Transaction Type	Mortgage
Record Updated	May 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	T115546
Date	Jul 16, 2018
Instrument	T115546

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Interest

Rate Type	Fixed Rate

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	203 RIDGE RD, ALBERT LEA, MN 56007-1442
Transaction Type	Mortgage
Record Updated	Apr 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	T114786
Date	Feb 28, 2017
Instrument	T114786

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2047

Interest

Rate Type	Fixed Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	203 RIDGE RD, ALBERT LEA, MN 56007-1442
Transaction Type	Mortgage
Record Updated	Apr 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	T114717
Date	Jan 13, 2017
Instrument	T114717

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 16, 2036

Interest

Rate Type	Fixed Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	203 RIDGE RD, ALBERT LEA, MN 56007-1442
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A116894
Date	Feb 3, 2021
Instrument	A116894

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2041

Interest

Rate Type	Fixed Rate

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FREEBORN MN
Recording Date	Jul 13, 2018
Property Address	203 RIDGE RD, ALBERT LEA, MN 56007-1442
Document Number	CRV839133
Instrument Date	Jul 13, 2018
Instrument	CRV839133
Transaction Type	Transfer
Record Updated	Jul 6, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	78224 197TH ST, 78224, ALBERT LEA, MN 56007-7012

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 RIDGE RD, ALBERT LEA, MN 56007-1442

Tax Assessment & Valuation

Source: Freeborn County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Albert Lea City
County	Freeborn County
Unified School District	Albert Lea Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,786.00 Homeowner's exemption	$286,100 (+34.64%) Land $26,400 Building $259,700	$286,100 (+34.64%) Land $26,400 Building $259,700
2025	$3,786.00 (+20.11%)
2023	$3,152.00 (-4.25%) Homeowner's exemption	$212,500 Land $26,400 Building $186,100	$212,500 Land $26,400 Building $186,100
2020	$3,292.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2015

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Albert Lea serves 18,492 people · EPA ID MN1240001
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2025) action level 15 ppb
Copper	1.81 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigFire Fiber · Fixed Wireless	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Winnebago Cooperative Telecom Association Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Midco Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Metronet.

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