204 Pine Dr, Luverne, MN 56156 Property Records

Rock County property record for 204 Pine Dr, Luverne, MN 56156

Property Summary

Property Type	Single Family Home
Details	1,261 sqft
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Oct 2023)
Tax Bill	$3,714 (2026)
Deeds & Mortgages	Mar 2017 Mortgage Apr 2020 Mortgage + 1 more
APN	`20-2026-000`

Property Details

APN / Parcel Number

Primary APN	`20-2026-000`

Interior

Building Area	1,261 sqft Living Area
Basement Area	628 sqft
Finished Basement	628 sqft

Exterior

Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	741 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	168 sqft
Deck Area	Deck Area
Patio Area	16 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	204 PINE DR
City	LUVERNE
State	MN
Zip	56156-1771
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	SYBESMA SUBDIVISION
Legal Block	1
Legal Lot Number	2
Jurisdiction	ROCK MN
Township / Civil Division	LUVERNE
Census Block Group	3
Census Block	3009
Census Tract	570200

Owner

204 Pine Dr is owned and occupied by two individuals who bought it in October 2023.

Source: Rock County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	204 PINE DR, LUVERNE, MN 56156-1771
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK
Apr 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK
Oct 6, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2023 · Amount on File
Deed Sale	Oct 6, 2023 · Amount on File
Prior Sale	Sep 20, 2023 · Amount on File
Deed Document Number	2023205128
Record Updated	Sep 20, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK MN
Property Address	204 PINE DR, LUVERNE, MN 56156-1771
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000190304
Date	Mar 22, 2017
Instrument	190304

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2047

Interest

Rate Type	Fixed Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK MN
Property Address	204 PINE DR, LUVERNE, MN 56156-1771
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000196891
Date	Apr 16, 2020
Instrument	196891

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2035

Interest

Rate Type	Fixed Rate

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK MN
Recording Date	Oct 6, 2023
Property Address	204 PINE DR, LUVERNE, MN 56156-1771
Document Number	0000205128
Instrument Date	Sep 29, 2023
Instrument	205128
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount on Record
Tax	$1,155.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	204 PINE DR, LUVERNE, MN 56156-1771

Tax Assessment & Valuation

The 2026 property tax bill for 204 Pine Dr was $3,714, up 8.3% from the year before.

Source: Rock County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Rock County
Municipality	Luverne City
Unified School District	Luverne Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,714.00 (+8.28%)	$343,200 (+0.59%) Land $14,300 Building $328,900	$343,200 (+0.59%) Land $14,300 Building $328,900
2025	$3,430.00	$341,200 Land $14,300 Building $326,900	$341,200 Land $14,300 Building $326,900
2023	$2,908.00	$268,200 Land $12,200 Building $256,000	$268,200 Land $12,200 Building $256,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 204 Pine Dr; there have been 17 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	17 (1980–2018)
Claims Outside the SFHA	3 of 17
Most Recent Claim	Mar 2018 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Jun 2014 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 204 Pine Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Luverne serves 4,946 people · EPA ID MN1670004
Water Source	Groundwater
Last State Inspection	May 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Bluepeak Cable · Fiber in parts of the area	1,000 / 30
Midco Fixed Wireless	100 / 20

May also be available: Alliance Communications Cooperative, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pine Dr

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