202 Pine Dr, Luverne, MN 56156 Property Records

Rock County property record for 202 Pine Dr, Luverne, MN 56156

Property Summary

Property Type	Single Family Home
Details	1,528 sqft · built 2005
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on Record
Last Sale	$362,800 (Sep 2022)
Tax Bill	$3,902 (2026)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Oct 2020 Transfer
APN	`20-2025-000`

Property Details

APN / Parcel Number

Primary APN	`20-2025-000`

Interior

Building Area	1,528 sqft Living Area
Basement Area	1,308 sqft
Finished Basement	1,308 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	13,939 sqft (0.32 acres)
Garage Type	Attached
Garage Area	458 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	128 sqft
Patio Area	395 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	202 PINE DR
City	LUVERNE
State	MN
Zip	56156-1771
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	SYBESMA SUBDIVISION
Legal Block	1
Legal Lot Number	1
Jurisdiction	ROCK MN
Township / Civil Division	LUVERNE
Census Block Group	3
Census Block	3009
Census Tract	570200

Owner

Source: Rock County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	202 PINE DR, LUVERNE, MN 56156-1771
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2022	Warranty Deed, Transfer · Conventional Mortgage CENTRAL BANK
Oct 14, 2020	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2022 · Amount on Record
Deed Sale	Sep 8, 2022 · Amount on Record
Prior Sale	Aug 31, 2022 · Amount on Record
Deed Document Number	2022203091
Record Updated	Sep 20, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK MN
Recording Date	Sep 8, 2022
Property Address	202 PINE DR, LUVERNE, MN 56156-1771
Document Number	0000203091
Instrument Date	Aug 9, 2022
Instrument	203091
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,197.24
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 PINE DR, LUVERNE, MN 56156-1771

Mortgage

Document Number	0000203092
Date	Sep 8, 2022
Instrument	203092

Lender

Name	CENTRAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2032
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	6.5%
Index	1-Year CMT

October 2020: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ROCK MN
Recording Date	Oct 14, 2020
Property Address	202 PINE DR, LUVERNE, MN 56156-1771
Document Number	0000198159
Instrument Date	Aug 31, 2020
Instrument	198159
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Rock County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Rock County
Municipality	Luverne City
Unified School District	Luverne Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,902.00 (+20.36%)	$362,600 (+21.56%) Land $19,300 Building $343,300	$362,600 (+21.56%) Land $19,300 Building $343,300
2023	$3,242.00	$298,300 Land $16,600 Building $281,700	$298,300 Land $16,600 Building $281,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	17 (1980–2018)
Claims Outside the SFHA	3 of 17
Most Recent Claim	Mar 2018 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Jun 2014 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Luverne serves 4,946 people · EPA ID MN1670004
Water Source	Groundwater
Last State Inspection	May 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Bluepeak Cable · Fiber in parts of the area	1,000 / 30
Midco Fixed Wireless	100 / 20

May also be available: Alliance Communications Cooperative, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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