204 Oak St, Spring Valley, IL 61362 Property Records

Bureau County property record for 204 Oak St, Spring Valley, IL 61362

Property Summary

Property TypeSingle Family Home
Detailsbuilt 1994
Lot Size0.211 acres (9,180 sqft)
OwnerIndividual Name on File
Last Sale$132,000 (Dec 2018)
Tax Bill$5,855 (2025)
Deeds & MortgagesJul 2020 Mortgage
May 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN18-36-304-007

Property Details

APN / Parcel Number

Primary APN18-36-304-007
Alternative APN
  • 1267A

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Lot Area9,180 sqft (0.211 acres)
Lot Dimensions155 ft deep x 59 ft wide

Location & Zoning

Account Number1836304007
Street Address204 OAK ST
CitySPRING VALLEY
StateIL
Zip61362-2323
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRING VALLEY-GLENN'S ADD. S SI L 1 BLK 4 D 18-4947 (59X 155.56)
Legal Range11
Legal Township16
Legal Section36
Legal SubdivisionGLENN'S ADD
Legal Block4
JurisdictionBUREAU IL
Township / Civil DivisionHALL
Census Block Group1
Census Block1006
Census Tract965200

Owner

Source: Bureau County records · APN 18-36-304-007

Assessment roll updated May 8, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address204 OAK ST, SPRING VALLEY, IL 61362-2323
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

DateDocument
Jul 08, 2020Deed of Trust, Mortgage · Conventional Mortgage
EUREKA SAVINGS BANK
May 03, 2019Deed of Trust, Mortgage · Conventional Mortgage
STATE BANK OF CHERRY
Dec 28, 2018Special Warranty Deed, Transfer · Conventional Mortgage
STATE BANK OF CHERRY
May 11, 2017Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 28, 2018 · Amount on Record
Deed SaleDec 28, 2018 · Amount on Record
Prior SaleMay 11, 2017
Deed Document Number20184947
Record UpdatedJun 08, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUREAU IL
Property Address204 OAK ST, SPRING VALLEY, IL 61362-2323
Transaction TypeMortgage
Record UpdatedAug 04, 2020

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020R02910
DateJul 08, 2020
Instrument2020R02910
Lender
NameEUREKA SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 01, 2035
Interest
Rate TypeFixed Rate

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUREAU IL
Property Address204 OAK ST, SPRING VALLEY, IL 61362-2323
Transaction TypeMortgage
Record UpdatedMay 15, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2019R01527
DateMay 03, 2019
Instrument2019R01527
Lender
NameSTATE BANK OF CHERRY
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueMay 25, 2029
Interest
Rate TypeFixed Rate

December 2018: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionBUREAU IL
Recording DateDec 28, 2018
Property Address204 OAK ST, SPRING VALLEY, IL 61362-2323
Document Number2018R04947
Instrument DateDec 07, 2018
Instrument2018R04947
Transaction TypeTransfer
Record UpdatedJun 01, 2021
Title CompanyWHEATLAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$198.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address204 OAK ST, SPRING VALLEY, IL 61362-2323

Mortgage

Document Number2018R04948
DateDec 28, 2018
Instrument2018R04948
Lender
NameSTATE BANK OF CHERRY
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

May 2017: Sheriff's Deed, Foreclosure

Document TypeSheriff's Deed
JurisdictionBUREAU IL
Recording DateMay 11, 2017
Property Address204 OAK ST, SPRING VALLEY, IL 61362-2323
Document Number2017R01926
Instrument DateMay 02, 2017
Instrument2017R01926
Transaction TypeForeclosure
Record UpdatedJun 01, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Bureau County records · Assessment roll updated May 8, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateIllinois
CountyBureau County
County SubdivisionHall Township
MunicipalitySpring Valley City
Secondary School DistrictHall High School District 502 (09 - 12)
Elementary School DistrictSpring Valley Community Consolidated School District 99 (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,855.00 (+3.3%)$68,825 (+15.77%) Land $2,622 Building $66,203$206,475 (+15.77%) Land $7,866 Building $198,609
2023$59,451 Land $2,265 Building $57,186$178,353 Land $6,795 Building $171,558
2022$5,668.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 2, 2011 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 94% of the US · lower than 65% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
MCC Network Services
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
Connecting Point Computer Center
Fixed Wireless
100 / 50
AT&T
Fixed Wireless
100 / 20

May also be available: AMG Technology Investment Group, Geneseo Communications.

Based on FCC filings for 122 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSPRING VALLEY
serves 5,582 people
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Oak St

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