Bureau County property record for 109 Oak St, Spring Valley, IL 61362
| Property Type | Single Family Home |
|---|---|
| Details | built 1935 |
| Lot Size | 0.419 acres (18,267 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,606 (2025) |
| Deeds & Mortgages | Dec 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-36-302-007 |
| Primary APN | 18-36-302-007 |
|---|---|
| Alternative APN |
|
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Lot Area | 18,267 sqft (0.419 acres) |
| Lot Dimensions | 155 ft deep x 117 ft wide |
| Account Number | 1836302007 |
|---|---|
| Street Address | 109 OAK ST |
| City | SPRING VALLEY |
| State | IL |
| Zip | 61362-2320 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING VALLEY-GLENN'S ADD. L 9 BLK 2 (117.37X155.56') B 1022 P 602 D 01-4289 |
| Legal Range | 11 |
| Legal Township | 16 |
| Legal Section | 36 |
| Legal Subdivision | GLENN'S ADD |
| Legal Block | 2 |
| Legal Lot Number | 9 |
| Jurisdiction | BUREAU IL |
| Township / Civil Division | HALL |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 965200 |
Source: Bureau County records, as of May 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 109 OAK ST, SPRING VALLEY, IL 61362-2320 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUREAU IL |
| Property Address | 109 OAK ST, SPRING VALLEY, IL 61362-2320 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2023R03900 |
|---|---|
| Date | Dec 5, 2023 |
| Instrument | 2023R03900 |
| Name | EUREKA SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 192 Months |
| Due | Jan 1, 2039 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.38% |
Source: Bureau County assessment roll, as of May 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Bureau County |
| County Subdivision | Hall Township |
| Municipality | Spring Valley City |
| Secondary School District | Hall High School District 502 (09 - 12) |
| Elementary School District | Spring Valley Community Consolidated School District 99 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,606.00 (+15.93%) | $31,840 (+15.76%) Land $5,496 Building $26,344 | $95,520 (+15.76%) Land $16,488 Building $79,032 |
| 2023 | $27,504 Land $4,748 Building $22,756 | $82,512 Land $14,244 Building $68,268 | |
| 2022 | $2,248.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 2, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRING VALLEY serves 5,582 people · EPA ID IL0111000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conxxus Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| IVNet Fixed Wireless | 100 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Geneseo Communications Services, Nextlink.
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